Expense Tracker vs Vulfyn

Expense Tracker is a beautifully simple expense tracker and budget app. No sign-up, no account — just open it and log a transaction in 3 seconds. The app pre-fills your most recent category and account, so you capture every income and expense without the hassle. WHY EXPENSE TRACKER - Scan to log: import a payment screenshot and the app reads the amount, date, and note on-device — confirm and save. No image is uploaded. - Fast entry: add an expense or income from the home screen in one tap, with common amounts a tap away. - Clear insights: monthly balance, income/expense trends, a category donut chart, and period-over-period comparison. - Monthly budget: set a spending cap and see used vs. remaining in real time. It also projects month-end spending from your current pace and warns you before you go over. - Records that stay tidy: grouped by day, searchable by note or amount, swipe to edit or delete. - Daily reminders: pick a time to build a daily logging habit, delivered via local notifications. - Accounts & categories: manage cash, bank cards, and wallets with icons or your own photos and a currency per account; track credit card statement dates and repayments; fully customizable categories. - Shared ledgers (Pro): share a chosen ledger with family through iCloud as read-only or editable. - Themes & currency: choose an accent color; the currency symbol follows your region or can be set manually. Amounts are never converted. - iCloud backup: back up to your own iCloud and restore after a reinstall or a new device. A Home Screen widget is included. - Languages: Simplified Chinese, Traditional Chinese, Japanese, Korean, English, Malay, Hindi and Spanish. PRIVACY FIRST - No accounts: no registration, no sign-in, no phone number or email collected. - Local-first: your records live on your device. Backups go to your own private iCloud space — we run no servers that store your ledger, and we cannot read it. - We never read your records for ads or profiling, and never sell your data. No ads. - Automatic backup can be switched off in Settings if you prefer manual only. Download Expense Tracker and start with today's first transaction.

Vulfyn is a simple, fast personal-finance app that helps you understand your money at a glance. Your accounts, credit cards, loans and goals — all in one place, clear and private. NET WORTH AT A GLANCE All your assets minus your debts, with a real growth trend. See exactly where you stand. SAFE TO SPEND Vulfyn tells you what you can really spend this month after fixed costs, goal contributions and what you've already spent. No more end-of-month surprises. CREDIT CARDS — DONE RIGHT Current balance, statement balance, available limit and installments. The minimum payment is calculated automatically per regulation; if you pay only the minimum, Vulfyn shows the interest-bearing balance carried into next month. LOANS — NO NEED TO KNOW THE RATE Just enter the loan amount, monthly installment and term. Vulfyn calculates the implied interest rate, remaining principal and total interest for you. DEBT PAYOFF STRATEGY See how to clear your debts fastest or cheapest with the Snowball (smallest balance first) or Avalanche (highest interest first) simulator. Try different extra payments instantly. BUDGET & ANALYTICS Income vs. expense flow, spending by category, over-budget alerts and savings suggestions. See exactly where your money goes. GOALS & SAVINGS SIMULATOR List what you want to buy and track your progress. Change your monthly saving and instantly see when you'll reach each goal. PRIVACY FIRST Your data is stored only in your own iCloud account and syncs automatically across your devices. No ads, no third-party tracking, nothing on our servers. Lock with Face ID and hide balances with one tap. FEATURES • Net Worth and trend chart • Safe-to-Spend amount • Accounts: cash, checking, savings, investment, real estate, vehicle • Credit cards: balance, installments, minimum payment, carried-over interest projection • Loans: automatic interest / remaining-principal calculation • Debt payoff strategy (Snowball / Avalanche) • Category budgets and spending analytics • Goals and savings simulator • Subscription tracking • Turkish & English, ₺ support • Full Dark Mode • iCloud sync Take control of your money with Vulfyn.