Comparison

Daily Budget vs Truly Simple Envelopes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Daily Budget

Features
Read full description

Daily Budget – Expense Tracker is a simple yet powerful app designed to help you take full control of your daily spending — instantly and privately. Track your expenses in just 1–2 seconds. See how much you’ve spent today, your daily budget, and how much remains — all at a glance. ▶ Fast & Effortless Tracking Log expenses instantly with quick-add amounts or enter details with category and optional notes. Built for real everyday use. ▶ Clear Budget Overview Stay in control with real-time insights: Spent Today, Daily Budget, and Remaining — no calculations needed. ▶ Simple & Smart Organization Use 4 clean categories: Food, Transport, Shopping, Other. View recent transactions in a clear, reverse chronological list. Delete entries بسهولة with confirmation. ▶ Visual Insights Track your habits with a 7-day spending chart. Compare This Month and Last Month with mini charts and total spending. ▶ Smart Reminders Get notified when you reach 80% of your budget — and when you go over. ▶ Privacy First Your data stays on your device. No account. No cloud. No tracking. Ever. ▶ Secure Access Protect your data with a 6-digit PIN. Manual lock button and auto-lock options for extra security. ▶ Built for Convenience Quick budget overview with widgets. Supports multiple currencies (USD default). Available in 4 languages: English, Spanish, Simplified Chinese.

About

Truly Simple Envelopes

This app offers a digital approach to the cash stuffing budgeting method. It allows users to manually allocate funds into custom digital envelopes for different spending categories, promoting mindful spending and financial peace of mind without bank linking.

Highlights
  • Digital cash stuffing method
  • Manual transaction entry
  • Customizable digital envelopes
  • Main wallet for unallocated income
  • iCloud syncing across Apple devices
  • WCAG AA accessibility standards
  • Subscription-free with optional one-time purchase
Read full description

Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.

Screenshots

Daily Budget4 screens
Truly Simple Envelopes3 screens

Verdict

The call

The clearest difference is in-app purchases: Daily Budget at none against Truly Simple Envelopes's 1. Daily Budget also leads on iOS requirement (15.6 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Truly Simple Envelopes sells 1 one-off in-app purchase. Daily Budget asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Daily Budget versus Truly Simple Envelopes: the parameters behind the verdict, then further details
ParameterDaily BudgetTruly Simple Envelopes
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS15.6 — better17.0
Further details — not scored
Size2 MB1 MB
Age rating4+4+
DeveloperHai Nam TrinhColin Wright

In-app purchases

None

Daily Budget

No in-app purchases

1 purchases

Truly Simple Envelopes

One-time1
  • Unlock Pro$4.99

Questions

Is Daily Budget free?
Daily Budget is free to download, with no in-app purchases.
Is Truly Simple Envelopes free?
Truly Simple Envelopes is free to download, with in-app purchases available.
Do Daily Budget or Truly Simple Envelopes have ads?
Neither Daily Budget nor Truly Simple Envelopes shows ads.

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