Daily Budget vs Truly Simple Envelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Daily Budget
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Daily Budget – Expense Tracker is a simple yet powerful app designed to help you take full control of your daily spending — instantly and privately. Track your expenses in just 1–2 seconds. See how much you’ve spent today, your daily budget, and how much remains — all at a glance. ▶ Fast & Effortless Tracking Log expenses instantly with quick-add amounts or enter details with category and optional notes. Built for real everyday use. ▶ Clear Budget Overview Stay in control with real-time insights: Spent Today, Daily Budget, and Remaining — no calculations needed. ▶ Simple & Smart Organization Use 4 clean categories: Food, Transport, Shopping, Other. View recent transactions in a clear, reverse chronological list. Delete entries بسهولة with confirmation. ▶ Visual Insights Track your habits with a 7-day spending chart. Compare This Month and Last Month with mini charts and total spending. ▶ Smart Reminders Get notified when you reach 80% of your budget — and when you go over. ▶ Privacy First Your data stays on your device. No account. No cloud. No tracking. Ever. ▶ Secure Access Protect your data with a 6-digit PIN. Manual lock button and auto-lock options for extra security. ▶ Built for Convenience Quick budget overview with widgets. Supports multiple currencies (USD default). Available in 4 languages: English, Spanish, Simplified Chinese.
Truly Simple Envelopes
This app offers a digital approach to the cash stuffing budgeting method. It allows users to manually allocate funds into custom digital envelopes for different spending categories, promoting mindful spending and financial peace of mind without bank linking.
- Digital cash stuffing method
- Manual transaction entry
- Customizable digital envelopes
- Main wallet for unallocated income
- iCloud syncing across Apple devices
- WCAG AA accessibility standards
- Subscription-free with optional one-time purchase
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Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.
Screenshots
Verdict
The clearest difference is in-app purchases: Daily Budget at none against Truly Simple Envelopes's 1. Daily Budget also leads on iOS requirement (15.6 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Truly Simple Envelopes sells 1 one-off in-app purchase. Daily Budget asks for nothing beyond the download.
| Parameter | Daily Budget | Truly Simple Envelopes |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 2 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Hai Nam Trinh | Colin Wright |
In-app purchases
Daily Budget
No in-app purchases
Truly Simple Envelopes
- Unlock Pro$4.99
Questions
Is Daily Budget free?
Is Truly Simple Envelopes free?
Do Daily Budget or Truly Simple Envelopes have ads?
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