Comparison

SubGuard AI vs Recurred

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubGuard AI

Features
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Keep your subscriptions, free trials, and recurring bills organized in one place. SubGuard helps you see what you're paying for, stay ahead of upcoming renewals, and understand your recurring spending—all without connecting your bank account. Add subscriptions quickly with AI Smart Capture, choose from popular services, set renewal reminders, and keep everything organized in one simple dashboard. TRACK ALL YOUR SUBSCRIPTIONS • Subscription Dashboard See active subscriptions, free trials, upcoming renewals, and recurring costs in one place. • AI Smart Capture Snap a receipt or upload a screenshot to extract details such as the service name, price, and billing date. Review the information before adding it to your subscriptions. • Quick Add Choose from popular services and add subscriptions in just a few taps. STAY AHEAD OF RENEWALS • Renewal Reminders Get notified before upcoming renewal dates so you have time to review your subscriptions. • Free Trial Tracker Keep track of trial end dates and decide whether you want to continue before the next billing period. • Cancellation Help Find available cancellation information or direct links for supported services. SubGuard does not cancel third-party subscriptions on your behalf. UNDERSTAND YOUR SPENDING • Monthly & Yearly Costs See your recurring subscription spending at a glance. • Billing Overview Keep monthly and annual subscriptions organized so it's easier to understand where your money goes. • Home Screen Widgets Keep upcoming renewals and subscription information visible right from your Home Screen. PRIVATE BY DESIGN SubGuard does not require you to connect a bank account. Your subscription information stays under your control, so you can manage recurring expenses without sharing your bank credentials. SUBGUARD PRO Upgrade to SubGuard Pro to unlock premium features, including: • AI Smart Capture • Unlimited subscription tracking • Additional premium features Available purchase options: Annual Premium: $19.99/year Lifetime Premium: $49.99 one-time purchase Any available free trial and current pricing will be shown before purchase. For auto-renewing subscriptions, payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless canceled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription in your Apple ID subscription settings. Privacy Policy: http://subguard.shop/privacy.html Terms and Conditions: http://subguard.shop

About

Recurred

This app helps you manage all your recurring bills and subscriptions in one place. It provides reminders for upcoming renewals, tracks your spending by category, and helps identify services you can cancel to save money. Your data is kept private and stays on your device.

Highlights
  • Track all subscriptions and recurring bills
  • Renewal and free trial conversion reminders
  • Manual bill payment tracking
  • Home screen widgets for upcoming payments
  • Multi-currency support with exchange rates
  • Optimizer to identify unused services
  • Spending breakdowns by category
  • Price history tracking
Features
Read full description

Recurred keeps every subscription and recurring bill in one place — no bank login, no account, no ads. Add what you pay for, and Recurred tells you what's coming, what it really costs you per year, and what you should probably cancel. Now a true native Mac app, too — not a stretched-up iPhone app. The same tracker, at home on iPhone, iPad, and Mac. Every feature unlocked. No subscription required to track your subscriptions. WHAT YOU GET • Every renewal on a calendar. See which day money actually leaves your account, and get reminders before a renewal or a free trial converts — at the lead time and hour you choose. • The bills you pay by hand. Flag rent, utilities or an invoice as manual, then mark each charge paid when you pay it — and log what it actually cost when the amount moves. Let one slip and it turns up as overdue on Home, in Analytics, and on your widgets, with a reminder the day after. • See it without opening the app. Two home screen widgets: one for the payments about to land, one for how this month is tracking against what you usually spend. Both lead with anything overdue. • Any currency, one total. Track each subscription in the currency you're billed in and see the combined total in yours, with exchange rates kept up to date. • Cancel what you don't use. The Optimizer tracks how often you actually open each service over a set period, then shows you which ones to cut and how much you'd save a year. • Know where the money goes. Monthly and yearly breakdowns by category, your top spenders, and a 3-year payment timeline built from what you really paid — not today's price. • Look ahead. Open any upcoming month to see what's due. Useful when a few annual bills happen to land in the same week. • Price history that remembers. Log every increase and see what those "small" changes have added up to. • Add subscriptions in seconds. Pick from hundreds of popular services with their logos and colors, plus a Bills & Home set for rent, utilities and the rest — or just describe your subscriptions in plain English and Recurred fills in the details, processed entirely on your device (on Apple Intelligence–capable devices). Importing a CSV works too. • Private by default. Your data stays on your device and syncs only through your own iCloud. No account, no ads, no tracking, nothing sold. • Built the way an Apple app should be. Fully native on iPhone, iPad, and Mac — dark mode first, and every screen works with Dynamic Type and VoiceOver. No web views, no clutter. • In your language. English, German, Spanish, French, Hindi, Italian, Japanese, Korean, Dutch, Polish, Portuguese (Brazil), Russian, Swedish, Danish, Norwegian and Ukrainian, with prices, dates and numbers written the way your language writes them. Download Recurred and get your subscriptions under control. Recurred is not affiliated with any brands shown. Logos are used for identification only.

Screenshots

SubGuard AI4 screens
Recurred4 screens

Verdict

The call

The clearest difference is in-app purchases: Recurred at none against SubGuard AI's 2. Recurred also leads on ads (none vs shown) and update cadence (every 6 days vs monthly). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubGuard AI sells 2 in-app purchases, starting at $19.99 per year. Recurred asks for nothing beyond the download.

UpkeepUpdate frequency

SubGuard AI ships an update monthly, Recurred every 6 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
SubGuard AI versus Recurred: the parameters behind the verdict, then further details
ParameterSubGuard AIRecurred
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyMonthlyEvery 6 days — better
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.0 — better18.0
Further details — not scored
Size6 MB105 MB
Age rating9+4+
Developer志刚 刘Semen Gozman

In-app purchases

2 purchases

SubGuard AI

Subscriptions1
  • SubGuard Pro Yearly$19.991 Year
One-time1
  • SubGuard Pro Lifetime$49.99
None

Recurred

No in-app purchases

Questions

Is SubGuard AI free?
SubGuard AI is free to download, with in-app purchases available.
Is Recurred free?
Recurred is free to download, with no in-app purchases.
Do SubGuard AI or Recurred have ads?
SubGuard AI shows ads; Recurred does not.
Which is updated more often, SubGuard AI or Recurred?
SubGuard AI ships an update monthly, and Recurred every 6 days. Most recently, SubGuard AI was updated on October 28, 2026 and Recurred on October 31, 2026.

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