Spendigo vs Tipins

Spendigo helps workers and small business teams receive tips digitally, track earnings and reviews in one secure place. Built for hospitality and service environments, Spendigo makes tipping simple when customers do not carry cash. With the Spendigo app and your multiple devices, you can: • create and activate your account • complete identity verification • connect your bank account securely • track your tips and payouts • view your ratings and feedback

TipIns is a cashless tipping app that lets you send and receive tips instantly using QR codes or usernames. Create personal or group tipping profiles, securely accept payments, and track your earnings in one place. TipIns is ideal for cafes, restaurants, bars, hotels, salons, delivery drivers, creators, performers, event staff and anyone who wants a fast, secure and convenient way to send or receive tips. PERSONAL TIPPING Create your own tipping profile with: - Personal QR code - Unique TipIns username - Shareable payment link - Printable QR codes for counters, menus, uniforms, business cards and event signage Perfect for baristas, waiters, bartenders, hotel staff, hairdressers and beauticians, delivery drivers, musicians and buskers, tour guides, freelancers, content creators, event staff, charities and fundraisers. GROUP TIPPING TipIns makes shared workplace tipping simple. Create groups for cafes, restaurants, bars, hotels, salons, food trucks, live music venues, delivery teams, events or any workplace where tips are shared between multiple people. Group owners and administrators can: - Create team QR codes - Invite members, or let members invite others with admin approval - Manage roles and permissions - Split tips equally, or set custom percentages per member - Automatically divide incoming tips between team members No spreadsheets. No manual calculations. No cash handling. ACTIVE SHIFTS For venues where the team changes through the day, tips can be shared only between the people actually working. - Start a shift for a set number of hours, until a chosen time, or until you clock off - Admins approve shifts, or set someone active themselves - Each tip is split between whoever is on shift the moment it arrives - Available for groups that split tips equally, and off until you turn it on FOR TIPPERS Choose the easiest method for every tip. - Scan a QR code - Search by username - Tip individuals or groups - Add an optional note - Cover the platform and processing fees if you wish No app or account is needed to send a tip. Payments are processed securely by Stripe, giving both senders and recipients confidence in every transaction. GETTING PAID - Quick setup: sign-up collects what Stripe needs to verify you, so you can start receiving tips sooner - Tips are paid to your bank account automatically, once a week - Balances below the minimum roll over, and are released after 90 days - Instant payout moves your available balance across straight away, with no TipIns fee - Update the bank account you are paid into at any time TRACK YOUR EARNINGS - Tips received and tips sent - Cash flow charts - Weekly, monthly and all-time insights - Complete transaction history - Group distribution history - Earnings reports emailed to you for any date range SHARE YOUR TIPS Turn any tip or payout into a card and share it to social media. Five designs to choose from, and nothing is posted for you. SHARE ANYWHERE Your QR code can be downloaded, printed, shared directly, or copied as a payment link. Display it on countertops, menus, tables, uniforms, business cards, posters, event signage and market stalls. HELP WHEN YOU NEED IT Message the TipIns team from inside the app. Replies appear in your conversation, and you get a notification when we answer. KEY FEATURES - Instant QR code tipping - Username payments - Personal and group QR codes - Team tip sharing, equal or custom percentages - Active shifts for teams - Weekly payouts, plus instant payouts with no TipIns fee - Activity history and earnings dashboard - Cash flow reporting - Printable QR codes - Shareable tip cards - In-app support chat - Referral rewards Download TipIns today and experience a faster, smarter way to send and receive tips.