Simple DCA Calculator vs 股息罐罐

DCA Calculator shows you how consistent, disciplined investing can grow your wealth over time — beautifully, and in seconds. Set your initial capital, recurring contribution, expected annual return, and time horizon, then watch your projected balance update instantly on a smooth, interactive growth chart — plotted against the money you actually put in, so the power of compounding is impossible to miss. FEATURES • Interactive growth chart — drag to inspect your projected balance at any point in time • Flexible contribution schedules — invest daily, weekly, monthly, quarterly, or yearly • Withdrawal planning — model fixed-amount or fixed-percentage withdrawals during your investment period • Saved plans — store as many scenarios as you like, then rename, edit, or revisit them anytime • Drag to reorder — arrange your plans exactly how you want them • iCloud sync — your plans follow you across iPhone and iPad, no account required • Multiple currencies — USD, EUR, GBP, JPY, CHF, and more • Precise editing — dial in every number exactly with the precision editor WHAT IS DOLLAR-COST AVERAGING? Dollar-cost averaging (DCA) means investing a fixed amount at regular intervals, regardless of price. It removes the need to time the market and turns investing into a steady, repeatable habit. WHO IT'S FOR • Investors planning funds, index portfolios, or long-term savings • Anyone saving toward retirement, a home, or a child's education • Anyone who wants to see compound interest and DCA at work ABOUT THE MODEL To keep results clear, returns are assumed to be smooth and constant, and taxes and fees are not included. Withdrawals are taken each period before growth, and the balance never falls below zero. Results are for learning and illustration only and are not financial advice. PRIVACY Your data stays on your device and syncs through your private iCloud. No accounts, no tracking, no personal information collected.

【股息罐罐 · 攒股党的收息账本】 每月买一点，分红再投滚一点——攒股的乐趣，在于看着股息一点点长大。股息罐罐帮你把这份积累记清楚、看明白。 为什么选择股息罐罐 不追热点、不搏短线，我们只专注一件事：把你的持仓和分红记明白。 · 今年收了多少股息？回本进度到哪了？ · 下一笔分红什么时候到账？ · 心选的标的，还差多少到目标价？ 打开罐罐，一眼看清。 核心功能 - 持仓账本 A股 / B股 / 港股 / 美股 / ETF / 场外基金，一本记全。买卖记录、手续费、送转股自动摊薄，B股按币种折算人民币；场外基金按金额口径录入、平均成本法核算；多账本独立管理，历史持仓随时回溯，止盈止损心里有数。 - AI 截图导入 券商持仓截图一拍，单只、多只、支付宝基金持仓都能识别，几秒搬完家。识别结果可逐条修改、逐条删除，确认无误再入账；基金按净值反算份额建仓，股息红利税补缴也能识别并关联到对应卖出。 - 收息日历 除权除息、派息到账自动跟踪；收息进度看清「已收 / 预计全年」，12 个月柱图排出年度现金流；年度派息预测、分红智能对账、股息红利税明细，每一笔都有着落。 - 心选自选 关注标的分组管理；目标买卖价支持「按目标价」与「按目标股息率」双模式，每次改动自动留痕、回头可查。股息率网格：按你设的档位，高息区标买入、低息区标卖出，可用全局模板，也能给单只股票配专属档位。估值水位计看清当前处在什么位置。 - 罐罐主页 资产、收益、分红一屏汇总；17 项指标自由搭、布局随手改；FIRE 进度看被动收入覆盖了多少月支出；年度目标、收息进度、市场与板块分布（成本 / 市值双视角），持仓结构心中有数。 - 黄金攒金 · 定投计划 黄金账本、行情 K 线、持仓流水，攒金也有账；场外基金定投计划支持周期提醒、自动确认与编辑。 | 数据与隐私 全链路加密传输。我们不接触你的券商账户，不索取任何交易密码，你的账本只属于你。iOS、微信小程序、H5 多端云同步。 | 重要提示 股息罐罐是个人投资记录工具，不提供证券交易、开户及投资咨询服务；行情与分红数据来自交易所公开披露信息，仅供参考，不构成任何投资建议。市场有风险，投资需谨慎。 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/