Payoff Planner vs Post for Creators

Know exactly how much extra you can safely put toward debt from each paycheck, after your bills, minimums and the money you live on. Payoff Planner builds your payoff plan around your real pay schedule. Add your income, bills and debts once. Every pay period it shows the safe extra amount, which debt to pay first, and your debt-free date. HOW IT WORKS • Bills and minimums come first, then your living money and a cash cushion • What's left goes to debt, in the order you choose • Log payments as you go and watch your debt-free date move closer PAYOFF STRATEGIES Snowball, avalanche, hybrid, highest balance, debt-to-interest ratio, Score Sprint (credit score first), or your own custom order. FEATURES • Paycheck plans for weekly, every-two-weeks, twice-a-month or monthly pay • Your debt-free date, and the interest you save compared with paying only minimums • Credit cards, car loans, personal and medical debt, mortgages (with escrow) and student loans (with paused payments) • Statement-close timing to lower credit card utilization • Bill reminders and payday nudges • Amounts in your own currency • Free manual backup and restore PAYOFF PLANNER PRO (ONE-TIME PURCHASE) • Full payoff schedule: every month to debt-free, per debt, as a printable PDF • Daily automatic backups, saved to iCloud Drive when it's on • Scenario Lab for what-if changes • Full Score Boost, 6- and 12-month Roadmap, all-time progress and CSV export • No ads PRIVATE BY DESIGN No bank linking and no account. Your debts and budget stay on your iPhone, and in your own iCloud Drive if you use backups. The free version shows ads. Payoff Planner shows estimates based on what you enter. It isn't financial advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://chadpickard.app/privacy-policy.html#debt-payoff-sprint

After taxes, what do you actually keep? If you earn like a creator, with a dozen platforms, no set schedule, and brand deals and gifted product in the mix, Post is the app that finally tells you. Post is built for how creators actually earn, not a generic accounting tool with the labels swapped. SEE EVERY DOLLAR Connect your bank, Stripe, YouTube, and more. Post stitches your income together across every platform: ad revenue, brand deals, affiliate, Patreon, payouts. Your real numbers are one tap away. No spreadsheet, no month-end ritual. KNOW WHAT TO SET ASIDE A real tax engine covering federal, self-employment, and state shows you what to put away each month, so quarterly payments stop being an ambush. The tax math is created and reviewed by a team of accountants. TRACK BRAND DEALS START TO FINISH Draft, signed, delivered, invoiced, paid, one tap at each stage. Contracts, due dates, and invoices live alongside everything else. Gifted product is logged at fair market value, so it never surprises you in April. CAPTURE WRITE-OFFS IN SECONDS Snap a receipt and Post reads it with AI, filed under the right tax category. Forward email receipts to your Post inbox and they land there too. EXPORT, OR HAND IT OFF Every plan includes a tax-software-ready export for filing yourself or handing to your accountant. Want it done for you? Add a CPA-filed return. SIMPLE PLANS, NO SURPRISES Start with a 30-day free trial. Paid plans start at $24/month, billed through the App Store. You're never charged before the trial ends, and you can cancel anytime. Invite your own CPA at no extra cost on Pro. Post is made by Novel, LLC. We're serious about your financial data, and you can reach us directly at help@postforcreators.com. Privacy: postforcreators.com/privacy Terms: postforcreators.com/terms