Our Envelope Budget vs Cash Flow Max

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app. ENVELOPE BUDGETING MADE SIMPLE The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless. LINK YOUR BANK ACCOUNTS* (With Premium Subscription) Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized. AUTO-CATEGORIZE TRANSACTIONS Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living. BUDGET ON A CALENDAR See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope. FLEXIBLE ENVELOPE TYPES Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend: • Expense envelopes for everyday spending like groceries and dining out • Bill envelopes for recurring payments with due dates and amounts • Savings envelopes with goal tracking and progress bars • Income envelopes to track money coming in SMART FILL SCHEDULES Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger. MOVE MONEY BETWEEN ENVELOPES Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps. SPLIT TRANSACTIONS Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart. SHARE YOUR BUDGET Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations. CUSTOMIZE YOUR ENVELOPES Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Cash Flow Max is a personal cash flow planner that shows you exactly when money comes in, when bills go out, and what you'll have at any point in the future. Stop guessing. Start planning. KEY FEATURES • Forecast Your Future Balance See your projected balance for any account, on any future date — including all upcoming income, bills, and recurring transactions. • All Your Accounts in One Place Track checking, savings, credit cards, and investments side by side. No bank connection required — your data stays private on your device. • Recurring Transactions Done Right Set up paychecks, rent, subscriptions, and bills once. Cash Flow Max projects them forward so you always know what's coming. • Categories and Budgets Tag every transaction by category. Set informational budgets to track your spending without overcomplicating your math. • Visual Cash Flow Timeline A clean, scrollable chart shows your projected balance over weeks and months — instantly spot the days you'll run tight. • Quick Add from Home Screen Use Home Screen quick actions to log an expense or income in two taps. • Face ID Protection Unlock with Face ID or Touch ID. Your financial data never leaves your device. PRIVATE BY DESIGN Cash Flow Max collects nothing. There are no accounts to create, no servers, no tracking, no ads. All your data is stored locally on your iPhone and backed up only through your own iCloud. Built by an independent developer who wanted a cash flow planner that actually respects users.