Comparison

Our Envelope Budget vs Budget Envelope Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Our Envelope Budget

Manage your finances with a modern envelope budgeting system. Connect bank accounts, automatically categorize spending, and visualize your budget on a calendar. Track bills, savings goals, and income with flexible envelope types and smart fill schedules.

Highlights
  • Envelope budgeting method
  • Bank account linking (Premium)
  • Automatic transaction categorization
  • Calendar-based budget visualization
  • Multiple envelope types
  • Scheduled envelope fills
  • Transfer funds between envelopes
  • Split transactions
Features
Read full description

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app. ENVELOPE BUDGETING MADE SIMPLE The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless. LINK YOUR BANK ACCOUNTS* (With Premium Subscription) Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized. AUTO-CATEGORIZE TRANSACTIONS Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living. BUDGET ON A CALENDAR See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope. FLEXIBLE ENVELOPE TYPES Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend: • Expense envelopes for everyday spending like groceries and dining out • Bill envelopes for recurring payments with due dates and amounts • Savings envelopes with goal tracking and progress bars • Income envelopes to track money coming in SMART FILL SCHEDULES Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger. MOVE MONEY BETWEEN ENVELOPES Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps. SPLIT TRANSACTIONS Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart. SHARE YOUR BUDGET Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations. CUSTOMIZE YOUR ENVELOPES Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Envelope Planner

Features
Read full description

Give every dollar a job — before you spend it. Budget Envelope Planner brings the proven cash envelope method (cash stuffing) to iPhone and iPad. Split your monthly income into virtual envelopes — Rent, Groceries, Gas, Eating Out, Savings, Debt Payoff — and always know exactly what's left to spend. When an envelope runs low, you see it before you overspend, not after. ZERO-BASED BUDGETING MADE SIMPLE • Enter your monthly income in US dollars • Assign every dollar to an envelope until "Left to Assign" reads $0.00 • A budget where income minus envelopes equals zero — every dollar has a job TRACK SPENDING IN SECONDS • Log an expense with two taps: amount, envelope, done • Add notes like "Walmart" or "Electric bill" so you remember every purchase • Clear progress bars show spent vs. remaining for each envelope ROLLOVER THAT BUILDS A BUFFER • Leftover money can roll into next month automatically • Perfect for sinking funds: car repairs, travel, holiday gifts • Start each new month with your plan copied and carryover applied REPORTS THAT MAKE IT CLICK • Spending by envelope with a beautiful donut chart • Budget vs. actual for every envelope • Month-to-month spending trend PRIVATE BY DESIGN • No account, no sign-up, no bank login • All data stays on your device — nothing is uploaded • Export your budget as CSV anytime BUDGET ENVELOPE PLANNER PRO (subscription required) This app requires a Budget Envelope Planner Pro auto-renewable subscription to use: • Pro Yearly: $29.99/year with a 3-day free trial • Pro Monthly: $3.99/month The subscription unlocks the complete app: unlimited envelopes, monthly rollover, reports and charts, and CSV export. Payment is charged to your Apple Account at confirmation of purchase (no charge during the free trial if cancelled at least 24 hours before it ends). Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Apple Account > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_0317922850.html Take control of your money the simple way — plan it, spend it, and know where it went. Download Budget Envelope Planner and give every dollar a job today.

Screenshots

Our Envelope Budget4 screens
Budget Envelope Planner4 screens

Verdict

The call

Our Envelope Budget and Budget Envelope Planner are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Our Envelope Budget sells 2 in-app purchases, starting at $12.99 per month and Budget Envelope Planner sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Our Envelope Budget versus Budget Envelope Planner: the parameters behind the verdict, then further details
ParameterOur Envelope BudgetBudget Envelope Planner
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size32 MB2 MB
Age rating4+4+
DeveloperNoCodeMinute LLCMD Shahariar Nazim Joy

In-app purchases

2 purchases

Our Envelope Budget

Subscriptions2
  • Premium - Monthly1 Month trial$12.991 Month
  • Premium - Yearly1 Month trial$89.991 Year
2 purchases

Budget Envelope Planner

Subscriptions2
  • Pro Monthly$3.991 Month
  • Pro Yearly3 Days trial$29.991 Year

Questions

Is Our Envelope Budget free?
Our Envelope Budget is free to download, with in-app purchases available.
Is Budget Envelope Planner free?
Budget Envelope Planner is free to download, with in-app purchases available.
Do Our Envelope Budget or Budget Envelope Planner have ads?
Neither Our Envelope Budget nor Budget Envelope Planner shows ads.

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