Comparison

Earnly vs TipFolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earnly

Features
Read full description

Keep what you earn. Earnly is a tip tracker built specifically for bartenders — by people who know the work. Track every shift, every tip-out, and your estimated No Tax on Tips deduction. Get CPA-ready tax exports when April rolls around. No ads, ever. WHY EARNLY Most tip trackers are built for "any tipped worker" and end up serving none of them well. Earnly is different. It handles the way bartenders actually work — multiple roles in one shift (bartender + barback), rule-based tip-outs to bussers and barbacks, multiple workplaces with separate hourly rates, and tracking the difference between what you earned and what you actually take home. WHAT YOU GET (FREE) - Track every shift with hourly wage, tips, tip-outs, and take-home - Automatic tip-out rules - Schedule patterns that pre-fill your usual shifts - Goals with pace tracking and "ahead/behind" insights - Audit trail on every edit - Cloud sync across devices when you sign in (free, anonymous-first) EARNLY PRO ($4.99/mo or $29.99/yr) - Tax Export — CPA-ready PDF and CSV reports for every tax year - No Tax on Tips deduction tracker — see an estimate of how much you can deduct under the federal No Tax on Tips Act (up to $25,000/year) - Unlimited workplaces and unlimited roles per workplace - Multi-role shifts — bartender + barback in a single entry, with separate rates and tip-outs - Safe Budget — your forward-looking financial picture PRIVACY & NO ADS Earnly is ad-free. We don't sell your data. We don't show you "personalized offers." Your shifts, tips, and earnings are yours. MADE FOR BARTENDERS Built by an indie developer with a bartender wife who lives this every shift. Earnly will keep getting better — and bartenders will always be the user we design for first. Questions, feedback, or feature requests? Email hello@keslerdigital.com. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://keslerdigital.com/earnly-privacy

About

TipFolio

Features
Read full description

**LOG YOUR TIPS IN 10 SECONDS. OWN YOUR INCOME.** TipFolio is the daily tip tracker built for servers, bartenders, barbers, and valets: the 7 million tipped workers who make most of their money in cash and can't prove it to the IRS, a landlord, or a bank. Enter your tips at the end of a shift. TipFolio does the rest. --- **THE IRS WANTS A DAILY RECORD. NOW YOU HAVE ONE.** The IRS requires tipped employees to maintain a daily tip log under Publication 531. Most servers log on napkins, in the Notes app, or not at all. At tax time, that becomes an audit risk and a documentation nightmare. TipFolio solves this completely: • Log cash tips and hours worked at the end of each shift. Takes 10 seconds with the full-screen number pad • See your weekly and monthly totals update automatically. No math, no spreadsheet • Tap once to generate a pre-filled IRS Form 4070A PDF, the exact document the IRS and your accountant want • Export a 12-month income statement for mortgage applications, apartment leases, or personal loans • Share your tip log as a CSV file for your accountant or tax preparer --- **FOR SERVERS, BARTENDERS, BARBERS & VALETS** TipFolio was built for one type of worker, not adapted from a mileage tracker or a general expense app. The workflow fits the industry: • One-screen shift entry, no nested menus, no account required • Works offline in a basement bar, a walk-in cooler, a parking garage • All data stays on your device by default. No cloud required, no breach risk • Unlimited history with Pro so your January 2024 shifts are still there when your loan officer asks --- **FINALLY GET THAT MORTGAGE** "The bank thinks I made $28K. I actually made $64K." If you've ever been told your tip income isn't provable, TipFolio is how you fix it. The app generates a professional income letter formatted for lenders, showing your employer, your documented tip history, and your monthly earnings, so a loan officer can actually see what you make. Tipped workers have been leaving money on the table at tax time and the bank for decades. TipFolio closes that gap. --- **FREE & PRO** Free tier, always free: • Shift logging with full number pad • Daily, weekly, and monthly earnings totals • 90-day tip history TipFolio Pro, $39.99/year or $99.99 once for lifetime access: • Unlimited tip history (every shift, every year) • IRS Form 4070A PDF export, pre-filled and ready to sign • Loan income letter for mortgage and rental applications • Year-end annual summary with month-by-month breakdown • CSV export for accountants and tax preparers • Priority support (response within 24 hours) Choose the annual plan or pay once for lifetime. Lifetime never renews. --- **PRIVACY FIRST** Your earnings data never leaves your phone unless you choose to export it. No account. No subscription required to log tips. No ads. TipFolio does not sell or share your financial data. --- TipFolio. Your tips. Your taxes. Finally organized. --- - Terms of Use (EULA): https://tipfolio.app/terms - Privacy Policy: https://tipfolio.app/privacy - Support: https://tipfolio.app/support

Screenshots

Earnly4 screens
TipFolio4 screens

Verdict

The call

The clearest difference is in-app purchases: Earnly at none against TipFolio's 1. TipFolio's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. TipFolio sells 1 in-app purchase, starting at $29.99 per year. Earnly asks for nothing beyond the download.

UpkeepUpdate frequency

Earnly ships an update every 3 weeks, TipFolio weekly. The most recent releases landed on October 11, 2026 and September 21, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Earnly versus TipFolio: the parameters behind the verdict, then further details
ParameterEarnlyTipFolio
PriceFreeFree
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB52 MB
Age rating4+4+
DeveloperBryan GomezMicrobyte Software LLC

In-app purchases

None

Earnly

No in-app purchases

1 purchases

TipFolio

Subscriptions1
  • Pro Yearly$29.991 Year

Questions

Is Earnly free?
Earnly is free to download, with no in-app purchases.
Is TipFolio free?
TipFolio is free to download, with in-app purchases available.
Do Earnly or TipFolio have ads?
Neither Earnly nor TipFolio shows ads.
Which is updated more often, Earnly or TipFolio?
Earnly ships an update every 3 weeks, and TipFolio weekly. Most recently, Earnly was updated on October 11, 2026 and TipFolio on September 21, 2026.

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