Klarr vs Life Admin Finance Tracker

Klarr is a personal finance app that shows you where your money goes. Import your bank statements, add expenses by hand or from a receipt, and keep an eye on budgets and subscriptions - with your data stored on your iPhone and synced through your own iCloud. IMPORT AND SCAN • Import statements as CSV, Excel (XLSX and XLS) or PDF - including password-protected PDFs • Reads column headings in English, Turkish, German, Spanish, French and Portuguese: separate debit/credit columns, a single amount column, or an amount with Dr/Cr • Re-importing a statement flags duplicates so you can keep or skip each one • Scan a receipt with your camera — Klarr suggests the total, date and merchant for you to check • Your keyword rules sort transactions into categories automatically TRACK EVERYTHING • Add bank accounts, credit cards and wallets, each with its own balance • Set an overall monthly budget, or a budget per category • Keep your subscriptions in one list with a monthly total and optional reminders before they bill • Record transfers between your own accounts without counting them as spending SEE THE BIG PICTURE • A money-flow chart from income to spending • Spending by category and month-by-month comparisons • A daily spending calendar and your weekday spending pattern • Budget progress so you always know where you stand • Ask in plain words: "how much did I spend on food last month", "over 500", "Amazon in March" YOUR PRIVACY • Your data lives on your iPhone and syncs through your own private iCloud - no Klarr account needed • Your iCloud data is private to you - we can't see it • No ads, and your data is never sold • Anonymous crash reports and usage statistics help us fix bugs; they never include amounts, merchants or notes • Export your transactions as CSV or PDF whenever you want ORGANIZE YOUR WAY • Create categories with your own colors and icons • Set rules to tag transactions automatically (e.g. "Netflix" goes to Entertainment) • Select many transactions at once to recategorize or delete them QUICK ENTRY • Log an expense with Siri or the Shortcuts app

Life Admin is the personal finance app built on one idea: you should never pay a monthly fee just to see where your money is going. Track bills, subscriptions, expenses, savings goals, and debt — all in one place. Connect your bank for automatic detection, or go fully manual. Either way, the core app is free. BILLS AND SUBSCRIPTIONS See every recurring charge in one list. Know exactly what is due and when. Get push notifications 3 days out, the day before, and the day bills are due. BUDGET AND SPENDING LIMITS Build a custom spending plan and see a live breakdown of where your money goes. Set monthly caps by category and get alerted at 80% and 100%. SAVINGS GOALS Set goals with a target amount, monthly contribution, and projected finish date. Track every goal in one place — emergency fund, vacation, down payment, whatever matters to you. DEBT TRACKER Add every debt: credit cards, student loans, auto loans, medical bills. Pick snowball or avalanche and see your exact payoff timeline and estimated interest. CANCEL MANAGER See step-by-step cancellation instructions for hundreds of apps and services. Track what you have cancelled and how much you are saving every month. NET WORTH Track assets and liabilities. See your real net worth and watch it grow over time. CREDIT CARDS Track balances, available credit, and utilization across all your cards. INSIGHTS Month over month spending trends, top recurring charges, spending by category, and your annual burn rate without digging through bank statements. GAS TRACKER Log fill-ups, track cost per mile, and see monthly fuel spending. HOUSEHOLD Manage shared bills and expenses with a partner or family member. AUTOAI Ask questions about your finances in plain English and get answers based on your actual data. PUSH NOTIFICATIONS Bill due reminders. Spending limit alerts. Debt payoff milestones. Weekly spending summaries. All configurable. FREE FOREVER The core app is completely free. No subscription, no credit card, no catch. Connect your bank with Pro for automatic sync and AI features. PRO $6.99 per month or $49.99 per year. Connect your bank account with read only access. Automatic subscription and expense detection. Recurring transaction predictions. Receipt scanning with AI. Priority support. YOUR DATA Life Admin never sells your data. Bank connections are read only. Delete your account and all data at any time from the app.