Klarr vs Pouch

Klarr is a personal finance app that shows you where your money goes. Import your bank statements, add expenses by hand or from a receipt, and keep an eye on budgets and subscriptions - with your data stored on your iPhone and synced through your own iCloud. IMPORT AND SCAN • Import statements as CSV, Excel (XLSX and XLS) or PDF - including password-protected PDFs • Reads column headings in English, Turkish, German, Spanish, French and Portuguese: separate debit/credit columns, a single amount column, or an amount with Dr/Cr • Re-importing a statement flags duplicates so you can keep or skip each one • Scan a receipt with your camera — Klarr suggests the total, date and merchant for you to check • Your keyword rules sort transactions into categories automatically TRACK EVERYTHING • Add bank accounts, credit cards and wallets, each with its own balance • Set an overall monthly budget, or a budget per category • Keep your subscriptions in one list with a monthly total and optional reminders before they bill • Record transfers between your own accounts without counting them as spending SEE THE BIG PICTURE • A money-flow chart from income to spending • Spending by category and month-by-month comparisons • A daily spending calendar and your weekday spending pattern • Budget progress so you always know where you stand • Ask in plain words: "how much did I spend on food last month", "over 500", "Amazon in March" YOUR PRIVACY • Your data lives on your iPhone and syncs through your own private iCloud - no Klarr account needed • Your iCloud data is private to you - we can't see it • No ads, and your data is never sold • Anonymous crash reports and usage statistics help us fix bugs; they never include amounts, merchants or notes • Export your transactions as CSV or PDF whenever you want ORGANIZE YOUR WAY • Create categories with your own colors and icons • Set rules to tag transactions automatically (e.g. "Netflix" goes to Entertainment) • Select many transactions at once to recategorize or delete them QUICK ENTRY • Log an expense with Siri or the Shortcuts app

Pouch is a minimalist expense tracker that keeps your money data where it belongs — on your phone. Log an expense in seconds with a fast keypad, then organize it three ways: a category (always one), tags (as many as you like), and a group (for trips, projects, or budgets). Everything else — insights, calendars, group dashboards — is computed live from what you've logged. EVERYTHING STAYS ON YOUR DEVICE • No account, no sign-up — open the app and start • Works completely offline; the app makes no network requests • No ads, no analytics, no tracking • Export your full history anytime as CSV or JSON via the share sheet • Delete the app and the data is gone — nothing lives in a cloud DESIGNED TO STAY OUT OF YOUR WAY • Fast add: keypad, date strip, and inline category, tag and group pickers • Today: your day at a glance with a running monthly pulse • Calendar: your spending mapped over the month • Groups: budgets with progress bars and per-group dashboards • Insights: honest, card-based analysis that appears only when your data supports it • Search your entire history by note, amount, category, or date • Custom categories and tags with a curated icon set FIRST LAUNCH Pouch starts with a short guide and a few clearly-marked sample entries so you can feel the app immediately. One tap ("Start fresh") wipes the samples and hands you a clean ledger. Pouch is completely free. Questions or ideas? coding.harshp@gmail.com