Kakeibo vs MOA

Free core, forever. No ads. No subscription. Ever. Kakeibo is a beautiful budgeting app based on the traditional Japanese household budget philosophy. 【FREE, FOREVER】 • All core features free forever • No advertisements whatsoever • No subscription, ever • Optional one-time Kakeibo Pro unlock for power features -- unlimited templates, widget quick-log, yearly reports and full-history search 【KEY FEATURES】 • 2-Second Entry — Quick expense recording with calculator keypad • Quick Templates — One-tap logging of your frequent expenses from the home screen • Siri & Shortcuts — Log expenses by voice, hands-free • Kakeibo Philosophy — Auto-categorize spending into Needs, Wants, Culture, Unexpected • Receipt OCR — Scan receipts with your camera, AI reads the amount • Recurring Transactions — Set monthly, weekly or custom rhythms; bills and income log themselves • iCloud Backup & Restore — Keep your data safe in iCloud and switch devices with one tap • Monthly Reports — Visualize spending with donut and bar charts • Yearly Reports — Review the whole year on a 12-month chart (Pro) • Category Analysis — 12 expense categories for detailed breakdown • Budget Management — Set monthly budgets, track remaining in real-time • Home Screen Widgets — Check today's spending at a glance • Interactive Widget — Log spending straight from the home screen (Pro) • Full-History Search — Search across all your records, not just this month (Pro) • CSV Export — Export your data freely • Edit Anytime — Modify or delete any transaction 【THE 4 KAKEIBO PILLARS】 • Needs — Essential living expenses • Wants — Leisure and enjoyment • Culture — Self-improvement and education • Unexpected — Surprise and emergency costs Simple design. Powerful features. Free at its core. Start managing your finances today.

MOA is a personal finance app for income, expenses, transfers, budgets, and assets in one place. Record monthly money in and out, assign every dollar to categories, and see what is available to spend this month. Track assets and liabilities together to understand net worth, then use goals and insights to review your habits. KEY FEATURES • Record income, expenses, and transfers with fast amount entry • Review your ledger by day, month, or calendar • Assign a monthly budget with Ready to Assign • See category assigned, spent, remaining, and overspending states • Summaries for income, spending, and net flow • Spending pace, category mix, and monthly trend insights • Manage cash, cards, loans, assets, liabilities, and net worth • Set category goals and track progress • Automate recurring and installment transactions • Customize category and account icons, colors, and order • Choose a base currency and display converted foreign amounts MOA focuses on an easy daily record and a clear view of this month's budget flow. It does not connect bank accounts or import transactions automatically; you control the records and budget.