Stabyl Pro vs NairaPay

Bypass the friction, high costs, and fragmented workarounds of traditional foreign exchange. Stabyl delivers a unified liquidity layer built for instant finality and capital-efficient FX, transforming how financial institutions and global enterprises move money. Whether you are handling boutique transfers or managing institutional-grade volumes, Stabyl’s enterprise matching engine ensures stable pricing, deep liquidity, and zero execution friction. KEY FEATURES: Aggregated Liquidity: Consolidate fragmented global markets into a singular, deep liquidity pool for superior price discovery. Instant Settlements: Move from slow processing to instant settlement finality. Keep your capital productive and eliminate idle balances. Institutional Scale: Access intelligent routing and stable pricing across global networks and frontier corridors. Compliant & Transparent: Maintain regulatory peace of mind with full visibility into rate formation, routing paths, and comprehensive audit trails. DESIGNED FOR: Financial institutions, PSPs, fintechs, and large corporate treasuries looking to streamline cross-border operations. Download Stabyl to manage your institutional liquidity on the go, or visit stabyl.com to integrate our API directly into your infrastructure. Note: Access to Stabyl products is subject to corporate onboarding (KYB/KYC) and compliance approval. Services are provided through licensed affiliates and regulated partners where applicable.

NairaPay is the smarter way to recharge airtime, buy data, pay bills, send money, and even spend in USD online — all from one secure Nigerian app. Whether you're topping up your phone, paying NEPA, renewing DStv, shopping on a US-only store with a virtual card, NairaPay handles it in seconds. With support for every major Nigerian network, utility provider, and a USD virtual card you can spin up in under a minute, NairaPay is built for how Nigerians actually spend money today. WHY NAIRAPAY? — Instant airtime and data top-ups. Every major Nigerian network: MTN, Airtel, Glo, 9mobile — VTU and corporate gifting. — Cable TV in one tap. DStv, GOtv, Startimes, Showmax — renew or change plans. — Pay electricity bills directly. Prepaid token delivery or postpaid credit, instantly. — USD Virtual Cards. Generate a Visa/Mastercard virtual card in minutes for Netflix, Spotify, Amazon, App Store, or any international site that won't accept your Nigerian card. — Exam pins on demand. WAEC, NECO, JAMB — delivered to your inbox. — Free wallet-to-wallet transfers. Send to any NairaPay user instantly using just their phone number. — Bulk airtime & data. Recharge 20+ phone numbers at once. — Airtime-to-Cash (A2C). Convert unused airtime into wallet balance. — Referral rewards. Invite friends and earn from their transactions. — Contact picker. Buy airtime or data for a friend without typing their number. — Real-time alerts. Every credit and debit lands as a push notification with your full history one tap away. SECURE BY DESIGN — Bank-grade encryption end-to-end. — Biometric login (Face ID / Touch ID). — Transaction PIN required on every wallet debit. — Single-device session protection — log in from a new device and the old one signs out automatically. — Optional login alerts via email when a new device accesses your account. — Fully compliant with CBN AML/KYC regulations. EASY KYC Sign up in under 2 minutes with just your phone number and email. Upgrade to higher transaction limits and unlock USD virtual cards by verifying your BVN, NIN, or full KYC documents — all in-app, with instant verification. 24/7 SUPPORT Real human support team. Reach us anytime via the in-app chat, email support@nairapay.ng, or our website at nairapay.ng. JOIN NAIRAPAY Download NairaPay now and join thousands of Nigerians who get their airtime, data, bills, transfers, and international online purchases handled — without ever leaving their phone.