Orime vs ExBhav

Orime is the smartest way to manage credit card rewards in India. Most people lose thousands of points every year — to expiry, to using the wrong card, to missing offers. Orime fixes that. WHAT ORIME DOES • Tracks every reward point across all your credit cards in one place • Tells you the best card to use for every purchase, in real time • Alerts you before points expire, before benefits lapse, before fees renew • Surfaces the highest-value redemption — flights, hotels, vouchers, statement credit • Suggests transfer partner bonuses when they're live BUILT FOR INDIAN BANKING • Works with HDFC, Axis, ICICI, SBI, IndusInd, Kotak, AU and more • Tracks SmartBuy, EDGE Rewards, iShop, Rewardz programs natively • Calculates real fee waivers, milestone bonuses, and category caps • GST-aware spend tracking for businesses INTELLIGENT RECOMMENDATIONS • "Use HDFC Infinia for 10x on dining tonight" • "Your 12,000 Magnus points expire in 8 days — transfer to Marriott for 18,000 nights" • "₹5K spend left this month to unlock your fee waiver" TRAVEL & SHOPPING • Search and compare flights, hotels, holiday packages • Pay with points + card combo at the best value • Browse partner store offers (Amazon, Flipkart, Myntra, Swiggy and more) • Book lounge access, travel insurance, and concierge services BILLS, EMI & MORE • Pay credit card, electricity, gas, mobile, broadband bills via BBPS • Track active EMIs and conversion offers • Manage saved billers with autopay reminders • Earn points on every bill payment PRIVACY-FIRST • Bank-grade encryption (AES-256) • Card numbers never stored on our servers • Face ID / Touch ID lock • You control what we see, always Orime is free to download. Premium features may require an active credit card linked to a participating Indian bank. Built in India, for India.

ExBhav is a personal trading journal and research notebook for the Indian markets(NSE & BSE). Record what you see, plan trades with clear levels, and learn from your own results — privately, on your iPhone. WATCHLIST & CHARTS • Track NSE/BSE stocks with end-of-day prices. • Full interactive candlestick charts (powered by TradingView) with EMA, RSI, and drawing tools. A JOURNAL BUILT FOR TRADERS • Log a trade with entry, stop, and target. ExBhav tracks it against daily prices, marks it as target-hit or stop-hit, and computes your realised R. • Or jot a quick watch note with sentiment and tags. • Every entry snapshots the price and indicators at that moment, so your reasoning is preserved exactly as it was. • Add voice notes (transcribed on-device) and chart screenshots. UNDERSTAND YOURSELF • On-device performance insights: win rate, expectancy, average winner and loser, a cumulative-R curve, and per-stock breakdowns — all computed privately on your phone. PRIVATE BY DESIGN • Your journal is stored on your device. Your notes never leave your phone. ExBhav is a personal journaling and reflection tool. It is not investment advice, does not provide tips or recommendations, and never places orders.