Trackle vs Penni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Trackle
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Trackle brings your daily expenses, income and subscriptions together, so you can see where your money goes. • Record expenses and income, and organize transactions by category. • View upcoming payments and renewals in the calendar. • Plan budgets and explore spending statistics by category. • Manage accounts and schedule recurring transfers. • Track subscriptions and get insights from the AI Assistant. • Access key information with widgets. • Back up and sync your data with iCloud. The free plan includes expenses, income, categories and the transactions calendar. Trackle Pro is a monthly or yearly subscription that unlocks subscriptions, statistics, budgets, multiple accounts and transfers, the AI Assistant, and backup and sync. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://samuelclr91-del.github.io/Trackle/privacy.html
Penni
Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.
- Private by design, no sign-up required
- Track expenses and income
- Set gentle budgets
- Manage savings goals
- Financial health score
- Home and Lock Screen widgets
- iCloud sync and backup
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Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy
Screenshots
Verdict
The clearest difference is device support: Trackle at 3 against Penni's 1. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Trackle sells 3 in-app purchases, starting at $2.99 per month and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Trackle against 5.0 for Penni. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 28, 2026 and October 18, 2026 respectively.
| Parameter | Trackle | Penni |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 4 days | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 71 MB | 59 MB |
| Age rating | 4+ | 12+ |
| Developer | SAMUEL RODRIGUEZ DIEZ | OTHMANE MDIDET |
In-app purchases
Trackle
- Trackle Pro Monthly$2.991 Month
- Trackle Pro Yearly$22.991 Year
- Trackle Pro Lifetime$24.99
Penni
- Monthly$3.991 Month
- 3 Months$9.993 Months
- Yearly$29.991 Year







