AfriConvert vs Smart Equb

AfriConvert — Compare rates. Decide smarter. AfriConvert is a global FX, remittance and crypto decision-support platform that helps you compare exchange rates, provider fees, estimated recipient payouts, transfer speed, crypto market prices, trends and alerts before deciding what to do next. In fast-moving currency and digital-asset markets, the best option is not always obvious. AfriConvert brings key information together so you can compare options, understand provider differences and make more informed decisions. Make better transfer decisions Compare available transfer providers side by side and see how exchange rates, fees and pricing may affect what your recipient receives. Focus on the payout A strong exchange rate does not always mean the best outcome. AfriConvert highlights estimated recipient payouts and fee impact so you can evaluate transfer options based on what matters most: the amount your recipient may actually receive. Compare providers with context Across supported corridors, compare: • Exchange rates • Estimated recipient payouts • Provider fees • Transfer speed • Available transfer options Coverage varies by provider, corridor, amount and data availability. AfriConvert provides comparison context even where full provider integrations are not available. Explore crypto rates and prices Track supported digital assets, view market prices and discover available crypto providers from one place. Follow Bitcoin, Ethereum, USDT and other supported digital assets alongside traditional currencies. AfriConvert does not buy, sell, exchange or custody digital assets. Track market and official rates Stay informed with: • Live market reference rates • Official or central-bank benchmarks where available • Provider rate comparisons • Crypto market prices This gives you broader context when evaluating currencies, transfer options and digital assets. Understand trends and timing Use historical trends to see how exchange rates and markets move over time. Whether you send money internationally, manage cross-border income or follow digital assets, market context can help you make better-informed decisions. Set alerts and stay ahead Create rate alerts and get notified when your preferred rate or market condition is reached, helping you track fast-moving FX and digital-asset markets. AfriConvert for Business Businesses can access AfriConvert for Business for cross-border intelligence, API information and provider-partnership resources. Built for a global audience AfriConvert is designed for: • People sending money internationally • Remote workers, freelancers and global earners • Families and students managing cross-border costs • Travelers • Small businesses, importers and exporters • Internationally active professionals • People monitoring currencies and digital assets A different approach AfriConvert is not a remittance provider, cryptocurrency exchange, broker, wallet, payment processor or custodian. It does not hold customer funds, process or settle money transfers, execute crypto trades, or custody fiat or digital assets. When you choose to continue with a third-party provider, AfriConvert directs you to that provider's service, where any transaction is completed under the provider's own terms, eligibility requirements and compliance processes. AfriConvert is a decision-support layer designed to help you understand your options before choosing a provider or taking action. Why AfriConvert Rates, fees, provider pricing and market conditions can vary significantly. AfriConvert brings those signals together in one place so you can compare with greater clarity. Compare rates. Decide smarter. Explore exchange rates, remittance providers, market trends, digital assets and cross-border intelligence with AfriConvert. Visit africonvert.com for more.

An equb works because everyone keeps their word. Smart Equb keeps the record. Every contribution, every draw and every payout in one place, so no one has to rely on a notebook or on memory. WHAT AN EQUB IS An equb is a rotating savings group. A set of members agree on an amount and a schedule, and each member contributes that amount every round. In each round, one member receives the full pooled amount. Rounds continue until every member has received the pool once. Members are contributing and receiving their own money — no one pays a fee to take part in a draw. WHAT THE APP DOES Join an equb Browse equbs by type and cycle length, see the contribution amount and schedule before you join, and track your position in the rotation. Track every contribution See what you owe, what you have paid and what is outstanding, with a full history of every contribution and its status. Pay by bank transfer Transfer to the equb's account and upload your receipt in the app. An administrator checks the receipt against the account before confirming it, so every contribution is matched to a real transfer. Follow the draws Each round's recipient is selected by a random draw that is recorded and can be checked afterwards. Draw results and the order of past rounds stay available in the app. Receive your payout When your round comes, follow the payout from confirmation through to transfer, with the amount and date recorded. Stay informed Notifications for contribution reminders, draw results and payout updates. Built for Ethiopia Amounts in birr, and the app runs fully in Amharic or English, with Ethiopian calendar dates when set to Amharic. Keep your account secure Lock the app with a PIN or Face ID. You can delete your account and its data from within the app at any time. ABOUT DRAWS The draw decides only the order in which members receive the pool. Every member receives the pooled amount exactly once over the life of the equb. Nothing is staked on the outcome, no member can lose money to chance, and the app does not offer betting, gambling or simulated gambling of any kind. SUPPORT support@smartequb.com +251 99 233 3316