this is my budget vs Paycheck Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
this is my budget
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timb gives you one number that actually matters — your True Balance. It's the cash you can freely spend after every budget, bill, and credit card payment is accounted for. No guesswork. ZERO-BASED BUDGETS Every dollar gets a job. Create monthly envelopes, set caps, and allocate funds. Leftover balances sweep forward automatically at month-end so nothing falls through the cracks. SPENDING CALENDAR See exactly where your money went, day by day. Tap any date to drill into transactions, color-coded by category. RECURRING EXPENSES Track bills that repeat — rent, subscriptions, insurance. timb templates them each month and tracks funding progress so you're never caught off guard. CREDIT CARD TRACKING Monitor statement balances, due dates, and payment status across all your cards in one place. BROKERAGE INTEGRATION Connect your Schwab account to see your full financial picture. timb factors your liquidation value into your True Balance so you always know what's real. FAST & OFFLINE-FIRST Transactions save instantly to your device and sync in the background. Use timb on the subway, on a plane — it just works.
Paycheck Flow
Take control of your finances by planning monthly income, tracking expenses, and monitoring subscriptions. Build savings goals and manage debt with AI-powered insights in a clean, simplified interface.
- Monthly budget planning
- Expense and income tracking
- Recurring bill reminders
- Savings goals tracking
- Debt payoff tracking
- Subscription monitoring
- AI financial insights
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Paycheck helps you take control of your money before the month controls you. Plan your monthly income, track every expense, monitor subscriptions, manage debt, and build savings goals — all in one clean app. Whether you live paycheck to paycheck or just want better financial habits, Paycheck gives you a clear picture of where your money is going. FEATURES • Monthly budget planning • Expense and income tracking • Smart recurring bill reminders • Savings goals with progress tracking • Debt payoff tracking • Subscription monitoring • AI financial insights and budgeting assistant • Connected bank accounts • Spending charts and analytics • Secure and private experience Paycheck is designed to simplify personal finance without complicated spreadsheets or overwhelming banking tools. Terms of Use (EULA): https://paycheck.appsylabs.site/terms Privacy Policy: https://paycheck.appsylabs.site/privacy
Screenshots
Verdict
this is my budget and Paycheck Flow are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | this is my budget | Paycheck Flow |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 38 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuken Studios LLC | Marouane akchar |
In-app purchases
this is my budget
No in-app purchases
Paycheck Flow
No in-app purchases
Questions
Is this is my budget free?
Is Paycheck Flow free?
Do this is my budget or Paycheck Flow have ads?
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