Pocket vs Nworth

Pocket is the expense tracker that gets smarter every time you use it. No spreadsheets. No manual setup. Just open the app, confirm what it already knows, and move on. LEARNS YOUR HABITS Pocket silently learns your patterns. It knows you grab coffee on weekday mornings, order food on Friday evenings, and pay your subscriptions on the same date. Over time, it pre-fills amounts, pre-selects categories, and surfaces the right merchants before you even start typing. ADD AN EXPENSE IN UNDER 5 SECONDS Open the app. Your most likely amount is already suggested. Category and merchant suggestions are ready as instant-tap chips. Confirm and you're done. Pocket is faster than any other expense app on the market. YOUR DASHBOARD IS YOUR COMMAND CENTER One number tells you everything: Left to Spend. Not just your balance — your budget minus upcoming known expenses, recalculated daily. Below it, a monthly timeline shows the shape of your spending. Customise list views to show/hide tags and account details. SMART FEATURES THAT WORK QUIETLY - Time-aware amount suggestions based on your last 90 days - Category & Subcategory suggestions as you type - Merchant memory ranked by frequency and recency - Automatic recurring bill detection — no manual setup - Spending spike alerts when any category exceeds 2x your average - Contextual bank account memory — remembers which account you use - Account-to-Account transfers — move money without skewing expense totals - Biometric App Lock — secure your data with FaceID / TouchID unlock ICLOUD & LOCAL BACKUPS Enjoy complete peace of mind. Pocket automatically backs up your data to iCloud in the background—keeping it secure and entirely private. You can also export your history as a secure, local .pocket file. RECEIPTS & DOCUMENT ATTACHMENTS Never lose a receipt. Snap a photo, choose from your gallery, or upload PDF invoice files directly to any transaction. View full-screen interactive previews anytime. NESTED SUBCATEGORIES & CUSTOM TAGS Track spending with total precision. Create custom tags to filter transactions across dimensions, and use nested subcategories (like Food > Groceries) for granular logs. Easily bulk-update subcategories for past transactions. HOME SCREEN WIDGETS Keep your finances visible. The Quick Add widget lets you log expenses directly from your home screen in two taps. Today's spend and monthly total are always visible. Fully supports Light and Dark themes. MULTIPLE BOOKS & ACCOUNTS Separate personal and business expenses with Books. Switch between them instantly. Copy existing bank accounts between Books. Adjust cash balances with automatic offset calculations, and view total balances across Cash, Banks, and Wallets. INTERACTIVE ANALYTICS See spending by category, subcategory, merchant, account, and time period. Tap any segment in your charts to jump straight to its pre-filtered transaction list. COMPLETELY PRIVATE BY DESIGN No account required. No cloud sync to third-party servers. No ads. Ever. Every piece of data lives on your device. All suggestions, patterns, and predictions run entirely on-device. Nothing is sent anywhere. AVAILABLE IN 18 LANGUAGES English, Arabic, Chinese (Simplified & Traditional), French, German, Spanish, Portuguese, Italian, Japanese, Korean, Dutch, Polish, Swedish, Czech, Thai, Indonesian, Vietnamese, and Malay.

Nworth — Track Everything. Share Nothing. Nworth is a privacy-first net worth tracker that runs entirely on your iPhone. No account. No sign-up. No cloud. No bank or brokerage connections. Your financial data never leaves your device. See your entire financial picture in one place, and watch your net worth update in real time as markets move. TRACK YOUR FULL NET WORTH Investments — stocks, ETFs, crypto, bonds, REITs, and funds Cash and bank accounts Debts and loans — mortgage, auto, student, credit cards Real estate and property Everything rolls up into one live net worth figure You enter your data manually — no bank feeds, no OAuth, no third-party account linking, ever. LIVE MARKET DATA Automatic price updates from multiple sources for reliability Daily change, today's gain/loss, and total gain/loss per holding Cost basis and allocation calculated for you POWERFUL CHARTS Net worth and portfolio growth over time Asset allocation by type and sector Performance and gain/loss breakdowns Compare your portfolio against market benchmarks AI PORTFOLIO INSIGHTS (OPTIONAL) Get analysis of your portfolio, risk, and diversification Bring your own AI key (Claude, OpenAI, or any Model) — you stay in control CUSTOMIZE IT YOUR WAY Show, hide, and reorder columns in your holdings table Light, Dark, or System theme (auto-switches by time of day) Fast, private sign-in with Face ID or Touch ID OWN YOUR DATA Export everything as JSON or CSV, anytime Import from a backup in one tap Automatic on-device backups on your schedule (daily, weekly, monthly) Switching or resetting your phone? Export a backup first — since your data lives only on this device, we recommend saving a copy before you upgrade, reset, or reinstall Built-in "Know Your App" guide so you're never stuck PRIVACY BY DESIGN Nworth has no servers, no telemetry, and no connections to any bank, brokerage, or trading platform. There is no Plaid, no Open Banking, no OAuth — nothing. You enter your holdings manually, and they stay on your device. The only network requests Nworth ever makes are anonymous market-price lookups for the tickers you add. That's it. Track everything. Share nothing.