Jazari One vs Valygo

Hold digital dollars, send to banks in 30 countries, earn on your balance. Jazari One is a digital dollar account built on stablecoins (USDC and USDT). Hold your balance in dollars, receive stablecoins from anyone, and send money to bank accounts in 30 countries — in minutes, with a fair FX Rate. WHAT YOU CAN DO TODAY RECEIVE STABLECOINS Get your own wallet address and receive USDC or USDT from anyone — clients, platforms, exchanges, or friends. No local bank required to open your account. HOLD DOLLARS Your balance is held in stablecoins backed one to one by real US dollars, kept with licensed, regulated partners. When your local currency loses value, your money does not have to. SEND TO 30 COUNTRIES Send from your dollar balance straight to bank accounts in 30 countries. Your recipient gets local currency in minutes — no hidden markups buried in the exchange rate. You can also send stablecoins to any external wallet. EARN ON YOUR BALANCE Put your dollars to work in a yield vault. Start from $10, no lock-up period, withdrawals are usually instant. Rates are variable and change daily. This is not a bank deposit and is not insured: your money is lent through DeFi vaults run by independent risk firms, and your capital is at risk. MADE FOR PEOPLE WHO WORK ACROSS BORDERS Global movers. Hold and move your money in any country, without needing a local bank. People supporting family abroad. Send dollars home in minutes. Family holds them in dollars until they need them. SAFE AND REGULATED Jazari One is a technology service provider. Wallet, custody, and payment services are delivered by licensed and regulated third-party partners, including Bridge and Privy. Jazari does not hold customer funds or provide regulated financial services directly. Rates, eligibility, and availability may vary by country. Digital assets involve risk, including possible loss of value.

Valygo is your all-in-one account manager for cards, wallets, and everyday money management. View balances, send and receive assets, manage payment cards, and track your activity — all from a clean, secure mobile app. Your finances, simplified. We’ve got you covered. WHY VALYGO? Valygo brings together digital assets, subscription-based banking features, and payment cards in one place. Whether you’re holding VYO, managing wallet balances, or using virtual and physical cards, Valygo helps you stay in control of your money with real-time balances, transaction history, and built-in security. KEY FEATURES • Unified dashboard — See your portfolio at a glance with balances for VYO, PGD, crypto, and linked accounts. • Digital wallets — Manage VYO and PGD wallets, view addresses, copy deposit details, and monitor your holdings across supported networks. • Send & receive — Transfer assets quickly. Share your wallet address or QR code to receive funds on the correct network. • Payment cards — View virtual and physical cards, check card details, freeze or unfreeze cards, and manage card-linked balances (based on your plan). • USD & crypto accounts — Access virtual USD accounts and crypto platform features as your subscription tier allows. • Withdrawals — Send funds to saved beneficiaries with a guided withdrawal flow. • Transaction history — Filter and review incoming, outgoing, and pending transactions in one place. • Subscription plans — Choose Free, Essential, or Premium and unlock features such as virtual accounts, cards, lower fees, and VYO bonus rewards. On iOS, paid plans are purchased through Apple In-App Purchase. • Identity verification (KYC) — Complete secure verification to unlock full account features. • Referral program — Invite friends and earn rewards through Valygo’s referral system. • Notifications — Stay informed about account activity and important updates. • Appearance — Switch between light and dark mode for a comfortable viewing experience. SECURITY YOU CAN TRUST Your account is protected with industry-standard security practices, including two-factor authentication (2FA), biometric unlock on supported devices, and secure session handling. Manage your password and security settings directly in the app. PLANS FOR EVERY NEED Start with the Free plan and upgrade when you’re ready: • Free — Core wallet and account features • Essential — Virtual USD account, virtual card, and enhanced benefits • Premium — Expanded card and account options, premium limits, and higher VYO bonus rates Plan features, fees, and deposit requirements are shown in-app before you subscribe. SUPPORT Need help? Visit Help & Support in the app for FAQs, legal information, and links to our team. You can also reach us at Support@valygo.com. Learn more at valygo.com IMPORTANT INFORMATION Valygo is a financial technology application. Availability of features, cards, accounts, and services may vary by country and subscription plan. Identity verification may be required. Digital asset transfers involve risk, including irreversible transfers — always confirm network and address details before sending funds. Fees, rates, and plan terms apply as displayed in the app. Please review our Terms & Conditions and Privacy Policy before use. Token purchases and other web-only platform features may be available on valygo.com and are separate from this iOS app. Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Terms of Use (EULA): https://valygo.com/app/terms Download Valygo today and take control of your digital finances.