Moniqa vs FundNaija
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Moniqa
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Most of us donβt have money problems. We have memory problems. You forget who you lent money to. You forget what you spent. You forget whatβs still pending. Moniqa fixes that. Itβs a simple way to remember your money properly β without stress, without spreadsheets, without overthinking. Say it. Snap it. Done. β WHAT YOU CAN DO β’ Track what you spend β’ Record loans and repayments β’ See who owes you and what you owe β’ Keep everything clear in one place β WHY MONIQA No complicated setup No unnecessary forms Just clean, simple tracking that works the way you think β FOR REAL LIFE Friends Family Small business Daily spending Anywhere money gets messy β Moniqa keeps it clear. β Money remembered properly. Privacy Policy: https://getmoniqa.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FundNaija
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FundNaija is the money and funding app for Nigerian business owners. TAKE PAYMENTS Get a dedicated business account in your own name. Show a QR code or send a payment link, and the money lands in your FundNaija balance with the payment matched automatically. Withdraw to any Nigerian bank, with the account name confirmed before you send. KNOW WHAT YOU KEPT The Records tab shows money in, money out and what you actually kept, month by month. Every figure is built from real transactions. Nothing to enter by hand, nothing estimated. GET FUNDING READY Generate a full business plan with AI in minutes, then see how fundable it is: - FundScore for investors - Credit Score for lenders - Impact Score for grant makers - Business valuation Each score comes with the reasoning behind it and what to fix next. FIND THE MONEY Browse grants and funding programmes matched to your business, draft your application answers, and export a pitch deck or plan as a PDF you can send. BUILT FOR NIGERIAN BUSINESSES Naira first. Bank transfers that work the way people actually pay. Identity verification that meets CBN requirements. Built in Lagos, for businesses across Nigeria. SUBSCRIPTIONS FundNaija offers monthly auto-renewable subscriptions: Starter, Growth and Enterprise. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://app.fundnaija.com/legal/privacy
Screenshots
Verdict
Moniqa and FundNaija are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Moniqa sells 1 in-app purchase, starting at $3.99 per month and FundNaija sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Moniqa ships an update every 2 weeks, FundNaija weekly. Both last shipped on October 25, 2026.
| Parameter | Moniqa | FundNaija |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Weekly β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details β not scored | ||
| Size | 42 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | JAMES ADELEKAN OKUNLADE | FUNDNAIJA, INC |
In-app purchases
Moniqa
- Moniqa Premium$3.991 Month
FundNaija
- Starter$5.991 Month
- Growth$17.991 Month
- Enterprise$44.991 Month
- 10 Tokens$2.99
- 25 Tokens$6.99
- 60 Tokens$14.99






