Debt Payoff X vs DebtMap

Debt Payoff X helps you build a real payoff plan for your debt and keep it accurate as life changes. Add your debts, compare snowball and avalanche with your own numbers, see your projected debt-free date, and log the payments you actually make. Built for clarity and trust: - Guided setup that gets you to your first payoff plan fast - Unlimited debt tracking for credit cards, loans, and other balances - Living timeline that updates when you edit a debt or log a payment - Monthly action view so you know what to pay this month - Local-first experience with no bank linking required - CSV export plus local backup and restore We help you plan and track your debt payoff journey. We do not move money or connect to your bank accounts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Most debt apps drown you in spreadsheets. DebtMap gives you the one number that matters: your Freedom Date, the day you'll be completely debt-free. Add your debts, choose a payoff strategy, and DebtMap shows exactly when you'll be done and how much interest you'll pay getting there. Throw a little extra at it and watch the date jump closer in real time. WHY DEBTMAP • Your Freedom Date, front and center, not buried under charts • A clean payoff timeline that counts down month by month • Avalanche vs. Snowball, compared side by side, with the cheaper plan flagged • A "what if I pay more?" slider that moves your date instantly • Round-up suggestions that show the months and interest a tidy payment saves • Works in your currency: USD, EUR, GBP, GHS, NGN, CAD, AUD, INR • Beautiful light and dark themes HOW IT WORKS 1. Add each debt: balance, interest rate, minimum payment 2. Pick Avalanche (save the most interest) or Snowball (quick wins first) 3. See your Freedom Date and full month-by-month schedule 4. Add any extra monthly amount and watch the date move FREE • Track up to 2 debts • Your Freedom Date and payoff timeline DEBTMAP PRO: $0.99/month • Unlimited debts • Avalanche / Snowball toggle and side-by-side comparison • "What if I pay more?" slider • Round-up payment suggestions • Shareable Freedom Date card • Monthly check-in reminders • Export your full payoff schedule to CSV Your numbers stay on your device. No account, no sign-up. Open the app and start mapping your way out of debt. DebtMap Pro is an auto-renewable subscription. • Monthly: $0.99 Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Manage or cancel anytime in your Apple Account settings. Terms of Use: https://ephopho.github.io/debtmap-legal/terms/ Privacy Policy: https://ephopho.github.io/debtmap-legal/privacy/