Comparison

RITO vs Simple Expenses Track

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RITO

Features
Read full description

RITO is an AI-powered expense tracker. Talk to it, and your finances stay in order. - AI Expense Logging Just say "coffee 28" or "rent 4500 last month" — AI extracts the amount, category, date, and notes for you. Voice input and receipt scanning included. - Multi-Account · Multi-Currency Manage cash, savings, credit cards, and digital wallets separately. 13 major currencies auto-converted at daily rates — perfect for travel and overseas spending. - Budgets · Insights · Net Worth Monthly budget rings show you exactly where you stand. Drill into categories, trends, and top merchants. Watch your net worth curve grow over time, not just this month's flow. - Widgets & Lock Screen Home screen and Lock Screen widgets in every size — log a transaction in one tap. Long-press any widget to jump straight to entry. - Privacy First No account required. Your data lives on your device (SwiftData) and syncs only through your own iCloud private database — even we can't read it. CSV import and export keep you in control. - Built for iOS 26 Liquid Glass design that feels native to your phone. Optimized for iPhone, iPad, Home Screen widgets, and Lock Screen. Who is RITO for? · People who hate tapping through dropdowns just to log a coffee. · Anyone juggling cash, credit cards, and foreign currencies. · Privacy-minded users who want their data on their own device. · Those migrating from Excel or other expense trackers. · Anyone who cares about how their tools look and feel. Subscription Core tracking, statistics, and widgets are free forever. AI logging and receipt scanning unlock via subscription, cancellable anytime. Details shown in-app. We listen Every email and message gets read personally. New features are prioritized based on real user voices. Reach out: 1415515984yuri@gmail.com — Contact & Legal — Contact: https://www.lisanalgaib.site/contact.html Privacy Policy: https://www.lisanalgaib.site/privacy-policy.html Terms of Use: https://www.lisanalgaib.site/user-agreement.html Slip your wallet into your pocket — start with one sentence.

About

Simple Expenses Track

Features
Read full description

This is a system-level journaling app designed exclusively for iOS. We've abandoned the complex illustrations and bloated social features, returning to the purest native iOS aesthetics. Combining intuitive operations like Apple Wallet, it creates the most elegant personal finance dashboard for you who seek extreme efficiency. --- Native aesthetics born for iOS System-level interface: Seamlessly integrates with iOS design language, supporting smooth dynamic effects and dark mode (Dark Mode), making it as familiar as using an in-built app. Zero interference experience: We stand by no ads, no forced pop-ups, and no redundant information, giving you a clean and pure journaling space. Assets at a glance: The visual feel of simulating real wallets makes the financial status of multiple cards and multiple assets clearly displayed on a single screen. --- Systematic and accurate financial analysis Efficient recording: Through extremely optimized smooth operations, a transaction record can be completed in as little as 10 seconds. Clean data panel: Reject complex charts that are hard to understand, providing only the most intuitive and core consumer trends and budget comparisons. --- Privacy and security, data is in your control Highest privacy standards: Your financial data belongs to you. We do not collect or transmit your personal privacy and consumer records.

Screenshots

RITO4 screens
Simple Expenses Track4 screens

Verdict

The call

The clearest difference is iOS requirement: Simple Expenses Track at 17.0 against RITO's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RITO sells 2 in-app purchases, starting at $3.99 per year and Simple Expenses Track sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

RITO ships an update every 3 weeks, Simple Expenses Track fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
RITO versus Simple Expenses Track: the parameters behind the verdict, then further details
ParameterRITOSimple Expenses Track
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size44 MB8 MB
Age rating4+4+
Developer洪 于Tse Tin Hang

In-app purchases

2 purchases

RITO

Subscriptions1
  • RITO Pro 1 Year$3.991 Year
One-time1
  • RITO Pro Lifetime$9.99
2 purchases

Simple Expenses Track

One-time2
  • 喝杯咖啡$1.99
  • 午餐$5.99

Questions

Is RITO free?
RITO is free to download, with in-app purchases available.
Is Simple Expenses Track free?
Simple Expenses Track is free to download, with in-app purchases available.
Do RITO or Simple Expenses Track have ads?
Neither RITO nor Simple Expenses Track shows ads.
Which is updated more often, RITO or Simple Expenses Track?
RITO ships an update every 3 weeks, and Simple Expenses Track fortnightly. Most recently, RITO was updated on October 25, 2026 and Simple Expenses Track on October 24, 2026.

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