Comparison

SpendFlow Pro vs NiuMa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendFlow Pro

Features
Read full description

SpendFlow shows you exactly how much you can spend at a glance. No complex charts. No overwhelming reports. Just your real-time budget, aggregated across all your accounts. WHY SPENDFLOW Most budget apps show you what you spent last month. SpendFlow shows you what you can spend right now. We built this app for people who want one simple answer: "How much is left?" CORE FEATURES Real-Time Budget Tracking See your remaining budget update instantly as you log transactions. Know exactly where you stand across all accounts. Multi-Account Aggregation Checking, savings, credit cards, cash - all in one view. No more switching between apps or doing mental math. 3-Second Transaction Entry Log expenses faster than ever. Our streamlined input gets you in and out in seconds, not minutes. Smart Bill Reminders Never miss a payment again. Get timely alerts for upcoming and overdue bills. Zero-Based Budgeting Give every dollar a purpose. Allocate your income across categories and track your progress in real time. Financial Health Score Understand your financial wellness at a glance with our proprietary scoring system. Net Worth Tracking Monitor your assets and liabilities over time. See your wealth grow with beautiful trend charts. Intelligent Category Suggestions Our smart system learns your habits and auto-suggests categories, getting better with every transaction. WHO IS SPENDFLOW FOR - Young professionals who want simplicity over complexity - Multi-account holders tired of switching between apps - Anyone who just wants to know "how much can I spend today" - Families managing household budgets together - Students learning to manage their first budget WHAT MAKES US DIFFERENT Instant Clarity: Your remaining budget is the first thing you see, not buried in charts. Low Friction: Designed for speed. Log a transaction before you forget. Real-Time Updates: Budget progress that reflects your actual spending, not last month's data. Apple-Native Design: Built with SwiftUI for a smooth, native iOS experience. Privacy First: Your financial data stays on your device. No cloud required. GET STARTED TODAY Download SpendFlow and take control of your money in under 60 seconds. Set your monthly budget, add your accounts, and start tracking. It is that simple. Your money. Your budget. Your flow. Privacy Policy: https://spendflow.app/privacy Terms of Use: https://spendflow.app/terms Support: https://spendflow.app/support

About

NiuMa

This app precisely calculates your real-time earnings per second, whether you're working, taking breaks, or doing unpaid overtime. It tracks your daily earnings, slacking time, and overtime, offering multiple languages, currencies, and themes.

Highlights
  • Per-second salary calculation
  • Work, slacking, and overtime modes
  • Work history and earnings summary
  • Multi-language and currency support
  • Customizable themes
Features
Read full description

NiuMa (Corporate Slave) is a fun and precise salary calculator tailored for the modern employee! Whether you're working hard, slacking off, or doing unpaid overtime (the boss's empty promises), this app calculates your real-time earnings down to the very second. Tired of the boring fixed monthly salary? Want to know exactly how much you earn while taking a coffee break or going to the restroom? Open NiuMa and add some fun and motivation to your daily grind! 【Core Features】 Precise Per-Second Salary: Automatically calculates your "salary per second" based on your monthly income and working hours. Three Working Modes: Working: Steadily earn your base salary. Slacking Off: Taking a break? See exactly how much you're getting paid to do nothing. Overtime: Still at the office after hours? Calculate how much the boss "owes" you in empty promises! Work History Billing: Every day's earnings are recorded, summarizing your "Total Earned", "Total Slacking", and "Total Promises" clearly. Multi-Language & Currency: Supports 5 languages (English, Simplified/Traditional Chinese, Japanese, Korean) and matching currencies ($/¥/€/円/₩). Immersive Themes: Choose from three beautifully designed themes: "Minimal", "Retro", and "Cyberpunk" to match your aesthetic. Every second counts. Don't work for free! Come measure your true corporate value!

Screenshots

SpendFlow Pro4 screens
NiuMa3 screens

Verdict

The call

The clearest difference is price: NiuMa at $0.99 against SpendFlow Pro's $2.99. On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SpendFlow Pro costs $2.99 and NiuMa $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
SpendFlow Pro versus NiuMa: the parameters behind the verdict, then further details
ParameterSpendFlow ProNiuMa
Price$2.99$0.99 — better
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Daily
AdsNoNo
In-app purchasesNoNo
Monetization—Paid
DevicesiPhone, iPad — betteriPhone
Requires iOS1716.0 — better
Further details — not scored
Size3 MB2 MB
Age rating9+4+
Developer贺 周鑫 宋

In-app purchases

None

SpendFlow Pro

No in-app purchases

None

NiuMa

No in-app purchases

Questions

Is SpendFlow Pro free?
SpendFlow Pro costs $2.99, with no in-app purchases.
Is NiuMa free?
NiuMa costs $0.99, with no in-app purchases.
Do SpendFlow Pro or NiuMa have ads?
Neither SpendFlow Pro nor NiuMa shows ads.

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