PennyWise vs Money Saver
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
PennyWise
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PennyWise ā AI Expense Tracker The simplest way to see where your money actually goes. Snap a receipt and AI extracts every item in seconds. Connect your bank and transactions land in the right category automatically. Ask your AI accountant ā "how much on food this month?" ā and get an instant answer. FEATURES ⢠Smart receipt scanner ā photos, PDFs, printed or digital receipts ⢠AI Accountant ā chat about your spending in natural language ⢠Bank sync ā Monobank ⢠Telegram bot ā log expenses on the chat ⢠Statement import ā CSV, XLSX, PDF, or photos ⢠Budgets ā monthly cap plus per-category limits ⢠Recurring expenses ā auto-added each month ⢠Multi-currency with live exchange rates ⢠Custom categories with icons and colors ⢠Analytics ā trends, breakdowns, monthly comparison ⢠Month in Review ā personalised recap on the 1st ⢠Privacy mode ā blur all amounts with one tap DESIGN Light and dark themes, six accent colors, six app icons. Offline-first ā add expenses without a connection and sync later. Available in English and Ukrainian. PENNYWISE PRO Unlock unlimited receipt scans and AI messages, bank sync, Telegram bot, full analytics history, multi-currency, all app icons, and data export. ⢠Monthly: $4.99 ⢠Yearly: $29.99 (7-day free trial) Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage and cancel subscriptions in your Apple ID account settings. Terms of Use: https://pennywise.info/terms Privacy Policy: https://pennywise.info/privacy
Money Saver
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Money. Beautifully tracked. Money Saver is the quietly intelligent journal for your money ā calm where other finance apps are loud, and fluent in Arabic and English from the very first screen. Log a transaction in seconds, see where your month is going, and never get surprised by a bill or a forgotten debt again. EVERYDAY MONEY ⢠Log income, expenses and transfers in a tap ⢠Organize across cash, bank, card and savings accounts ⢠29 built-in categories, plus your own custom categories (Pro) ⢠Track accounts in 40+ currencies ⢠Powerful search and filters to find anything BILLS & SUBSCRIPTIONS ⢠Track recurring bills and subscriptions ⢠Get reminded 24 hours before anything is due ⢠Mark as paid and keep a clean history DEBTS ā THE ONE OTHER APPS FORGET ⢠Track money you lent and money you owe ⢠Record partial payments and see full history ⢠Reminders so nobody forgets who owes what BUDGETS & REPORTS ⢠Set monthly budgets with 80% and over-budget alerts ⢠Beautiful charts and trends to see the shape of your month ⢠Build a daily logging streak that keeps you consistent PRIVATE BY DESIGN ⢠No App Tracking Transparency prompt ā we don't follow you around ⢠We never sell your financial data ⢠Lock the app behind Face ID or Touch ID ⢠Delete your account and all your data anytime MADE FOR BOTH LANGUAGES ⢠Full Arabic and English, with proper right-to-left layout ⢠Not a translation ā designed in both languages from day one ALSO INCLUDED ⢠Home Screen widgets: today's spend, next bill, debts summary ⢠Encrypted backup and restore ⢠Works offline; syncs securely across your devices MONEY SAVER PRO Go further ā and go ad-free: ⢠Unlimited accounts and budgets ⢠Full reports: trends, history and custom ranges ⢠Custom categories, CSV export and more ⢠No ads Pro is an auto-renewable subscription: ⢠Monthly ā $4.99/month ⢠Yearly ā $39.99/year, with a 7-day free trial ⢠Lifetime ā $99.99 one-time Prices may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Privacy Policy: https://moneyssaver.moawiyathaher.com/privacy Terms of Use: https://moneyssaver.moawiyathaher.com/terms
Screenshots
Verdict
The clearest difference is update cadence: PennyWise at every 6 days against Money Saver's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. PennyWise sells 2 in-app purchases, starting at $4.99 per month and Money Saver sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
PennyWise ships an update every 6 days, Money Saver every 3 weeks. Both last shipped on October 31, 2026.
| Parameter | PennyWise | Money Saver |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days ā better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 17.0 | 17.0 |
| Further details ā not scored | ||
| Size | 31 MB | 47 MB |
| Age rating | 4+ | 9+ |
| Developer | Andrii Klymyshyn | Moawiya Thaher |
In-app purchases
PennyWise
- PennyWise Pro Monthly$4.991 Month
- PennyWise Pro Yearly7 Days trial$29.991 Year
Money Saver
- Monthly$4.991 Month
- Yearly7 Days trial$39.991 Year
- Lifetime$99.99









