Comparison

PennyWise vs Flosy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyWise

Features
Read full description

PennyWise — AI Expense Tracker The simplest way to see where your money actually goes. Snap a receipt and AI extracts every item in seconds. Connect your bank and transactions land in the right category automatically. Ask your AI accountant — "how much on food this month?" — and get an instant answer. FEATURES • Smart receipt scanner — photos, PDFs, printed or digital receipts • AI Accountant — chat about your spending in natural language • Bank sync — Monobank • Telegram bot — log expenses on the chat • Statement import — CSV, XLSX, PDF, or photos • Budgets — monthly cap plus per-category limits • Recurring expenses — auto-added each month • Multi-currency with live exchange rates • Custom categories with icons and colors • Analytics — trends, breakdowns, monthly comparison • Month in Review — personalised recap on the 1st • Privacy mode — blur all amounts with one tap DESIGN Light and dark themes, six accent colors, six app icons. Offline-first — add expenses without a connection and sync later. Available in English and Ukrainian. PENNYWISE PRO Unlock unlimited receipt scans and AI messages, bank sync, Telegram bot, full analytics history, multi-currency, all app icons, and data export. • Monthly: $4.99 • Yearly: $29.99 (7-day free trial) Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage and cancel subscriptions in your Apple ID account settings. Terms of Use: https://pennywise.info/terms Privacy Policy: https://pennywise.info/privacy

About

Flosy

Read full description

Flosy is the simplest way to track your spending and take control of your money, built for Egypt. Log expenses in seconds, set a monthly budget, and always know where your money is going. • Track every expense by category, in EGP • Set a monthly budget with alerts before you overspend • Scan receipts with your camera to log them instantly • Recurring expenses logged automatically (rent, bills, subscriptions) • Savings goals to plan for what matters • Clear reports and charts of where your money goes • A smart AI assistant that answers questions about your spending in Egyptian Arabic or English Flosy works fully in Arabic (RTL) and English, and syncs securely across your devices with Sign in with Apple. Terms of Use (EULA): https://flosy.app/terms Privacy Policy: https://flosy.app/privacy

Screenshots

PennyWise4 screens
Flosy4 screens

Verdict

The call

The clearest difference is update cadence: Flosy at every 3 days against PennyWise's every 6 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. PennyWise sells 2 in-app purchases, starting at $4.99 per month and Flosy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PennyWise ships an update every 6 days, Flosy every 3 days. The most recent releases landed on September 13, 2026 and September 12, 2026 respectively.

Scorecard1 real difference Ā· 5 level
PennyWise versus Flosy: the parameters behind the verdict, then further details
ParameterPennyWiseFlosy
PriceFreeFree
Update frequencyEvery 6 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size31 MB18 MB
Age rating4+4+
DeveloperAndrii KlymyshynAhmed Fouad Ezzat Mohamed Elmahdy

In-app purchases

2 purchases

PennyWise

Subscriptions2
  • PennyWise Pro Monthly$4.991 Month
  • PennyWise Pro Yearly7 Days trial$29.991 Year
3 purchases

Flosy

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Yearly7 Days trial$19.991 Year
One-time1
  • Flosy Pro Lifetime$49.99

Questions

Is PennyWise free?
PennyWise is free to download, with in-app purchases available.
Is Flosy free?
Flosy is free to download, with in-app purchases available.
Do PennyWise or Flosy have ads?
Neither PennyWise nor Flosy shows ads.
Which is updated more often, PennyWise or Flosy?
PennyWise ships an update every 6 days, and Flosy every 3 days. Most recently, PennyWise was updated on September 13, 2026 and Flosy on September 12, 2026.

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