PennyWise vs Mizan expenses tracker

PennyWise — AI Expense Tracker The simplest way to see where your money actually goes. Snap a receipt and AI extracts every item in seconds. Connect your bank and transactions land in the right category automatically. Ask your AI accountant — "how much on food this month?" — and get an instant answer. FEATURES • Smart receipt scanner — photos, PDFs, printed or digital receipts • AI Accountant — chat about your spending in natural language • Bank sync — Monobank • Telegram bot — log expenses on the chat • Statement import — CSV, XLSX, PDF, or photos • Budgets — monthly cap plus per-category limits • Recurring expenses — auto-added each month • Multi-currency with live exchange rates • Custom categories with icons and colors • Analytics — trends, breakdowns, monthly comparison • Month in Review — personalised recap on the 1st • Privacy mode — blur all amounts with one tap DESIGN Light and dark themes, six accent colors, six app icons. Offline-first — add expenses without a connection and sync later. Available in English and Ukrainian. PENNYWISE PRO Unlock unlimited receipt scans and AI messages, bank sync, Telegram bot, full analytics history, multi-currency, all app icons, and data export. • Monthly: $4.99 • Yearly: $29.99 (7-day free trial) Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage and cancel subscriptions in your Apple ID account settings. Terms of Use: https://pennywise.info/terms Privacy Policy: https://pennywise.info/privacy

Mizan - your expenses log themselves Mizan is an Arabic-first expense tracker and personal budget planner. A bank message becomes a categorized transaction in a second, and every morning you know how much you can spend today until payday. From bank message to transaction • Copy a bank message and open Mizan, or share it from Messages, and it is logged with amount, merchant and category. • With the Mizan shortcut, bank messages land in the inbox on their own; review them whenever you like, with a daily reminder at the time you choose. • Knows 1,000+ Saudi and Gulf merchants on day one, and learns your merchants and categories. • No bank login and no bank password: messages are parsed on your phone and never sent to a server. A budget that starts on payday • Your financial month starts on salary day, not the 1st. • Daily allowance: one number every morning. • A limit per category with an alert before you overspend, and a monthly report compared with last month. Commitments and goals • Instalments, subscriptions and bills in one calendar, each with its own reminder time. • Auto-settled when the payment message arrives. • Savings goals with deposits and clear progress. Wealth, gold and zakat • Bank accounts from your statements (CSV or PDF). • A gold portfolio at today's gram price, and your net worth. • Zakat estimate and nisab at today's gold price. Shared wallets • Split a trip or a flat with friends or family, by shares or amounts, and see who owes whom. • Invite by link or QR code. Sharing between Apple devices over iCloud is free. Quick tools • Snap a receipt and Mizan reads the merchant and amount. • Log by voice or with Siri: "Log an expense in Mizan". • Home Screen widgets, and full two-column support for iPhone Duo. • A guided tour of each screen on first use. Privacy first • No ads and no trackers. • Your data stays on your phone, and in your own iCloud account for Pro members. • Lock with a passcode or Face ID. Plans Free: manual and automatic logging from bank messages, receipts and statements, unlimited budgets and goals, plus one custom wallet, one bank account, 5 commitments, 3 gold items, and shared wallets with 2 entries an hour and updates every 15 minutes. Pro (monthly or yearly subscription, first month free for new subscribers): iCloud sync and scheduled automatic backups, unlimited wallets, bank accounts, commitments and gold, shared wallets with unlimited entries and instant updates, sharing with any device, and Family Sharing on the yearly plan. The subscription renews automatically unless cancelled at least 24 hours before the end of the period, and is managed in your App Store account settings. Terms of Use: https://mizan-4d6fcb0b.web.app/terms Privacy Policy: https://mizan-4d6fcb0b.web.app/privacy