PennyWise vs Payday Calendar

PennyWise — AI Expense Tracker The simplest way to see where your money actually goes. Snap a receipt and AI extracts every item in seconds. Connect your bank and transactions land in the right category automatically. Ask your AI accountant — "how much on food this month?" — and get an instant answer. FEATURES • Smart receipt scanner — photos, PDFs, printed or digital receipts • AI Accountant — chat about your spending in natural language • Bank sync — Monobank • Telegram bot — log expenses on the chat • Statement import — CSV, XLSX, PDF, or photos • Budgets — monthly cap plus per-category limits • Recurring expenses — auto-added each month • Multi-currency with live exchange rates • Custom categories with icons and colors • Analytics — trends, breakdowns, monthly comparison • Month in Review — personalised recap on the 1st • Privacy mode — blur all amounts with one tap DESIGN Light and dark themes, six accent colors, six app icons. Offline-first — add expenses without a connection and sync later. Available in English and Ukrainian. PENNYWISE PRO Unlock unlimited receipt scans and AI messages, bank sync, Telegram bot, full analytics history, multi-currency, all app icons, and data export. • Monthly: $4.99 • Yearly: $29.99 (7-day free trial) Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage and cancel subscriptions in your Apple ID account settings. Terms of Use: https://pennywise.info/terms Privacy Policy: https://pennywise.info/privacy

Payday Calendar is a simple way to see every payday in your household on one clean calendar. Add multiple income sources and instantly see upcoming paydays, whether you’re paid weekly, every two weeks, twice monthly, monthly, or every four weeks. Features: • Multiple household income sources • Weekly and biweekly schedules • 15th and last-day pay schedules • Custom twice-monthly schedules • Monthly and every-four-week schedules • Optional weekend and U.S. bank holiday adjustments • Clear “Today → Next Payday” countdown • Upcoming payday list • Optional paycheck amounts • Dark mode support • No account required • Your information stays on your device Payday Calendar is intentionally simple. Open it, see when you get paid, and get on with your day.