Finance Folio vs Budget Tracker

¿A dónde se va tu dinero cada mes? FinanceFolio te lo muestra en segundos y te ayuda a tomar mejores decisiones — con el método 50/30/20, usado por millones en todo el mundo. • 50% esenciales • 30% estilo de vida • 20% ahorro e inversión LO QUE HACE POR TI - Registra ingresos y gastos en la frecuencia real de tu vida (diario, semanal, quincenal, mensual). La app los convierte a equivalente mensual automáticamente. - Insights inteligentes: te avisa cuando gastas de más, ahorras de menos o sales del balance. - Gráficas claras que comparan tu distribución actual vs. la ideal. PRIVACIDAD TOTAL Tus datos son solo tuyos. Sin cuentas. Sin servidores. Sin nube. Sin internet. Sin tracking. Todo vive en tu dispositivo. PAGA UNA VEZ, ÚSALA SIEMPRE Un solo pago. Acceso de por vida. Sin suscripciones. Disponible en español e inglés. Desarrollada por Creedex.

VeroSpend helps you understand your money and decide what to do next. TALK TO VERO Describe your income, bills, and savings goals by text or voice. Vero remembers the conversation for your selected profile and uses your saved financial totals to give practical guidance. TRACK EVERYDAY SPENDING Say “I paid 250 for coffee” to record a clear completed purchase in chat. Review and edit your transactions in Activity. Add expenses and income manually whenever you prefer. SCAN AND REVIEW Choose a receipt or screenshot, review its recognized text, and let AI suggest tracker entries. Check the details before saving. Text recognition runs on your device; only the reviewed text is sent for AI analysis. PLAN YOUR MONTH Track income, category budgets, recurring expenses, debts, accounts, and savings goals. Customize your Home widgets and keep separate financial profiles on your device. FIND OPPORTUNITIES Search the web for current jobs, savings rates, and offers, or ask Vero to review your saved finances. Web searches use your query and country; saved financial totals are not added to the search. SIMPLE AI CREDITS One credit covers one AI inquiry and reply or one document analysis. Your wallet starts with 25 welcome credits. From the following day, receive 2 daily credits that reset at 00:00 UTC and do not accumulate. Optional packs offer 100 credits for US$0.99 or 1,200 credits for US$9.99; local App Store prices may vary. Welcome and purchased credits never expire. Automatic retries do not cost extra. On-device entries do not use credits. YOUR DATA, YOUR CHOICE Financial records stay on your device unless you export or share them. Cloud AI requires your consent. Wallet balances and verified purchase records are stored securely on the backend. Save your private wallet recovery key before changing devices. AI guidance can be incomplete or wrong. Verify important financial decisions with qualified professionals. VeroSpend cannot move money or access your bank credentials. Privacy: https://verospend-financial-guide.qnsub.workers.dev/privacy Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/