Comparison

Charter5m vs 牧牛录

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Charter5m

Features
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Pass CFA Level I with focused 5-minute lessons. Spaced-repetition flashcards lock in every concept so it's still there on exam day. Charter5m turns CFA Level I prep into a daily app habit. Open it on the train, finish one micro-lesson, take a quick quiz, see one flashcard. That's a session. A few sessions a day and you cover the entire curriculum without burning out. WHAT YOU GET • 1,000+ micro-lessons across all 10 CFA Level I topics • FSRS-6 spaced repetition — the most accurate scheduling algorithm in flashcard apps today • A flashcard for every lesson, scheduled at the exact moment you're about to forget it • 1,500+ glossary terms with definitions and example usage • End-of-module quizzes to lock in mastery before you move on • 20 full-length 180-question mock exams in real CFA exam format • Performance analysis after every mock exam — a topic-by-topic breakdown of your strengths and weak spots, so you know exactly what to study next • Learn from every mistake — review each exam question with the correct answer and a full explanation • Bilingual Assist — tap any term to see it in your native language alongside the English • Daily reminders that respect your time • No ads, no tracking, no distractions TOPICS COVERED • Quantitative Methods • Economics • Financial Statement Analysis • Corporate Issuers • Equity Investments • Fixed Income • Derivatives • Alternative Investments • Portfolio Management • Ethical and Professional Standards KNOW EXACTLY WHERE YOU STAND Every full-length mock ends with an instant topic-by-topic breakdown — see what you've mastered and which topics are quietly costing you points. Then review every question you missed with a full worked explanation, so the same mistake never trips you up twice. It's like a tutor pointing straight at your weak spots and walking you through every fix — so you study what actually moves your score. 9 LANGUAGES SUPPORTED Read every lesson in English. Tap Bilingual Assist to see translations in Vietnamese, Simplified Chinese, Traditional Chinese, Japanese, Korean, Thai, Brazilian Portuguese, or Arabic — perfect for non-native English speakers preparing for an English-language exam. CHARTER5M PREMIUM Start free. Charter5m Premium unlocks unlimited daily lessons, unlimited spaced-repetition reviews, and all full-length mock exams so you can move through the curriculum at your own pace. • Charter5m Premium Monthly • Charter5m Premium 6 Months • Charter5m Premium Annual Every new subscriber gets a 7-day free trial. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your Apple ID account settings. Terms of Use: https://charter5m.com/terms Privacy Policy: https://charter5m.com/privacy Questions, feedback, or feature requests? Email support@charter5m.com. Charter5m is an independent study tool and is not affiliated with, endorsed by, or sponsored by CFA Institute. CFA® and Chartered Financial Analyst® are registered trademarks of CFA Institute.

About

牧牛录

Features
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牧牛录是一款面向零基础用户的投资知识学习工具。 应用内所有价格、K 线与账户均为程序生成的模拟数据,不接入任何真实行情源。 不涉及真实资金、真实证券与真实交易,不提供证券投资咨询服务,内容仅供学习,不构成投资建议。 【27 章 137 节课,按顺序把常识学完】 课程关卡式推进,从「一手是多少股」「价格为什么会波动」开始,一直讲到分散、估值、周期与常见陷阱。实务篇还有一章「收藏品市场」,以集换式卡牌为例,讲价格从哪来、钱到哪去,以及直播拼卡、假卡的风险。每节课配套测验,全书共 418 道题。答错的题自动进错题本;答对之后隔 1 天、3 天、7 天回到错题本复查,三次都对才算记住。 【模拟练习盘:不涉真金的规则演练】 练习盘提供 10 万虚拟资金,K 线由应用内置的种子化伪随机算法生成,与任何真实证券无关。交易成本按 A 股规则常识还原:T+1、一手 100 股、佣金万分之 2.5(最低 5 元)、卖出印花税 0.05%、过户费万分之 0.1。你可以在这里体会一次冲动操作会被手续费和 T+1 吃掉多少——而不会损失一分钱。 【四组随堂练习】 · 看图判断——根据模拟走势判断涨跌、辨认常见 K 线形态 · 长期练习——用 10 万虚拟资金连续多局,观察长期累积与频繁操作的差别 · 情景选择——十个两难时刻,先做选择,再看逐条解析 · 组合练习——同时持有三只虚拟标的,理解分散的意义 【算数工具箱】 把课上讲的算法做成四个可以直接填数字的计算器:这一笔该买多少股、买进再卖出要交多少钱、放这么多年会变成多少、亏了要涨多少才回本。免费。 【主屏小组件】 小号与中号两种。不打开应用也能看到今天还剩几件任务、连续学了多少天、下一节是哪一课,点一下直接进入。 【七个资料馆】 · 术语图鉴 241 条:随手查一个名词到底是什么意思 · 历史情景 21 段:取材于公开历史事件,开局先隐去名称让你盲判,结束后再揭晓对应的历史时期与来龙去脉 · 警示录 23 例:常见骗局与违规套路拆解——操纵市场、财务造假、杀猪盘、场外配资、原始股、虚拟盘、虚拟货币、传销币、挪用客户资产、代客理财、直播拼卡、假卡。其中 22 例的故事部分为虚构(人名、公司、地点、金额),结局依据公开判例、法规和官方通报,改编自具体案件的,部分刑期与金额随故事改动,不写真实当事人姓名;另 1 例为据公开报道整理的市场踩踏事件 · 人性陷阱 20 条:会让你亏钱的思维习惯,按「买之前 / 拿着的时候 / 亏了之后 / 复盘的时候」分成四组。每条先讲一个心理学的经典实验,再给一个当场能做的动作。警示录防的是别人骗你,这一栏防的是你自己骗自己 · 名人堂 11 位:投资史上代表人物的传记性介绍,讲他们的方法,也讲他们的教训 · 世界金融史 27 节点:从 1602 年第一张股票到注册制,股票、交易所、做空、指数、期权这些制度分别是怎么被发明出来的。只陈述公开史实,不评价任何国家或机构的政策 · 公司兴衰录 20 家:二十家真实公司的起落,全部从股东这一侧看——有的死在自己发明的东西手里,有的死在账本上,也有的死过一次又活了回来。均整理自公开资料,只陈述已公开的事实,不对在世公司的当前经营与管理层作评价;提及公司不构成任何推荐 【大屏排版】 在 iPad 和 iPhone Duo 展开的内屏上,课程地图、错题本,以及警示录、人性陷阱、名人堂、世界金融史、公司兴衰录这几个资料馆,改为左边列表、右边详情,术语图鉴左边多一栏章节目录;开合 Duo 时,停在正在读的那一段上;半折立起来时,弹窗、图表和按钮避开中间的折痕。 【关于隐私】 无需注册、无需登录,不收集任何个人信息。学习进度保存在你自己的设备上,并可通过 iCloud 在你本人的设备之间同步。没有社区、没有聊天、没有第三方广告与统计 SDK。不申请相机、定位、通讯录、麦克风等权限;唯一会申请的是通知权限,且只在你主动打开「学习提醒」时才申请(默认关闭),提醒在本机生成、不经服务器,只说学习进度。 【关于收费】 基础篇永久免费。其余五个层级(进阶篇 / 高阶篇 / 精通篇 / 专家篇 / 实务篇)为一次性买断,非订阅、不自动续费,后续新增章节不再收费。换设备后在付费页点「恢复购买」即可找回。 【免责声明】 本应用是投资知识学习工具,不是行情软件,也不是交易软件。全部行情、账户、盈亏均为程序模拟生成,与任何真实证券和真实市场无关。本应用不提供证券投资咨询、代客理财、荐股服务,不作任何收益承诺,任何内容都不构成投资建议。投资有风险,入市需谨慎。 ICP 备案号:沪ICP备2026034030号-1A

Screenshots

Charter5m4 screens
牧牛录4 screens

Verdict

The call

The clearest difference is update cadence: 牧牛录 at every 5 days against Charter5m's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Charter5m sells 2 in-app purchases, starting at $9.99 per month and 牧牛录 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Charter5m ships an update every 2 weeks, 牧牛录 every 5 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard1 real difference · 5 level
Charter5m versus 牧牛录: the parameters behind the verdict, then further details
ParameterCharter5m牧牛录
PriceFreeFree
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.4 — better
Further details — not scored
Size14 MB75 MB
Age rating4+4+
DeveloperDoan Nguyen轶雯 毛

In-app purchases

2 purchases

Charter5m

Subscriptions2
  • Charter5m Premium7 Days trial$9.991 Month
  • Charter5m Premium7 Days trial$99.991 Year
1 purchases

牧牛录

One-time1
  • 解锁全部课程$2.99

Questions

Is Charter5m free?
Charter5m is free to download, with in-app purchases available.
Is 牧牛录 free?
牧牛录 is free to download, with in-app purchases available.
Do Charter5m or 牧牛录 have ads?
Neither Charter5m nor 牧牛录 shows ads.
Which is updated more often, Charter5m or 牧牛录?
Charter5m ships an update every 2 weeks, and 牧牛录 every 5 days. Most recently, Charter5m was updated on October 31, 2026 and 牧牛录 on November 6, 2026.

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