Franklin vs Blin

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business. TRACK INCOME AND EXPENSES Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place. MULTIPLE ACCOUNTS Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. BUILT FOR MORE THAN ONE CURRENCY Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background. CATEGORIES THAT FIT YOU Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want. ANALYTICS Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it. FILTERS THAT ACTUALLY NARROW THINGS DOWN Pull up transactions by period, account, category, type, amount range, or the text of a note. YOUR DATA STAYS YOURS Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device. THE SMALL STUFF • Light and dark themes, plus system matching • 12 languages and regional variants • Set up in under a minute • No ads Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.

Want to know where your money actually goes? Blin tells you in two seconds. "I'll start saving tomorrow." "No more pointless spending this year." We both know how that ends. But we can help. Blin is the expense tracker built for normal people, not finance experts. Log income and expenses however suits you — by text or voice message, a photo or a file — and Blin turns your transactions into something simple to understand. Then it does the math you don't: at this rate, will you comfortably make it to the end of the month? KEY FEATURES - Everything in one place: income, expenses and transfers across multiple accounts, in a single view. - Track by speaking or typing: "spent 12 on the highway and 20 on gas" — even several expenses at once. - Track with a photo or file: snap the receipt, upload a screenshot of your bank's transactions or your full statement. Blin pulls out every transaction and the AI handles the rest. - End-of-month forecast: Blin does the math you don't and tells you if you'll make it, before it's too late. - How much you can spend today: every day you know how much you can spend to stay on track with your savings goal — no calculations needed. - Clear monthly budget: set how much you want to spend, and Blin warns you when you're going over. - Reports that make sense: no baffling charts, no complicated dashboards, no expert jargon. - Automatic insights: Blin spots your spending habits and helps you understand them. - Recurring payments: subscriptions, rent and bills detected automatically. - Custom categories: organize everything the way you live. - Widget: your situation at a glance, without even opening the app. Find out where your money really goes. Download Blin. Terms of Use: https://blin.money/terms Privacy Policy: https://blin.money/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/