Franklin vs Bilance

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business. TRACK INCOME AND EXPENSES Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place. MULTIPLE ACCOUNTS Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. BUILT FOR MORE THAN ONE CURRENCY Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background. CATEGORIES THAT FIT YOU Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want. ANALYTICS Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it. FILTERS THAT ACTUALLY NARROW THINGS DOWN Pull up transactions by period, account, category, type, amount range, or the text of a note. YOUR DATA STAYS YOURS Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device. THE SMALL STUFF • Light and dark themes, plus system matching • 12 languages and regional variants • Set up in under a minute • No ads Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.

Bilance. The last financial planner you'll ever need. Financial clarity without the clutter - and without the ads. Bilance helps you understand where your money goes. No distractions, no tracking, no monthly fees. Smart Recurring Transactions Regular expenses and income are entered automatically. Set the pattern once, and Bilance takes care of the rest - including automatic holiday detection. Clear Statistics An honest overview of your income, expenses, and categories - presented cleanly, with no surprises. Import & Export Your data belongs to you. Import or export it anytime, hassle-free. Simple Interface Open, log, done. Fast and easy, so you can keep your finances up to date even on the go. Encrypted iCloud Backup Back up your data encrypted to your iCloud - only you hold the key. Premium - buy once, use forever Bilance is ad-free - always. No tracking, no data selling. If you love the app, there's a one-time Premium upgrade: no subscription, no expiry date. Buy once, yours forever. Give it a try. You won't need another app.