Optionnaire vs Divver

Optionnaire is a financial education app built to close the gap — with short, structured lessons that build real knowledge, one concept at a time. No assumed background. No embarrassing questions. Just learning that actually sticks. Start where you are. Optionnaire launches with two learning modules designed to take you from curious to confident: Investing 101 Learn how the stock market works, what it means to own a share, how brokerage accounts function, and how to start thinking like an investor — before you put a single dollar in. Options Trading Once you've got the basics, step into one of the most misunderstood — and most powerful — tools in investing. Learn what options contracts are, how buyers and sellers interact, what premiums and strike prices mean, and how strategies like covered calls and cash-secured puts actually work. How it works: Lessons are short, focused, and designed to build on each other. Fill-in-the-blank exercises help you lock in what you've learned — the same way you'd commit a language to memory. Progress through a visual path and see how far you've come. Practice with paper trading to test what you know. Why Optionnaire? Most finance resources assume you already know things. Most courses are expensive and hard to finish. Most apps skip the learning and go straight to the trading. Optionnaire is different. We put education first — because confident investors make better decisions. And better decisions change your financial life. More modules coming soon. Start with what you have. Build toward what you want.

Divver is the simplest way to split expenses with friends, family, or colleagues. No more figuring out who owes what. Divver does it for you. Create a group — a trip, a dinner, a shared flat, an event — and log who paid for what. Divver automatically calculates the balances and tells you exactly who needs to pay whom and how much. TRACK EXPENSES IN SECONDS Add an expense, choose who was involved, and Divver splits it automatically. Works with equal splits or custom amounts per person. SIMPLIFIED SETTLING UP Divver minimises the number of transfers needed. You get a clear, straightforward plan to settle everything at once. MBWAY INTEGRATION Request your money back directly via MBWay. No IBAN, no hassle. GROUPS FOR EVERYTHING Trips, dinners, shared flats, group shopping — create as many groups as you need. FULL HISTORY View all expenses, who paid, and the current balances at any time. DIVVER PRO — €1.99/month - Ad-free - Recurring expenses (Netflix, rent, etc.) - Group data export - Receipt photos on expenses - Custom categories The Portuguese alternative to Splitwise, built for people who want a simple, no-fuss experience. Try it for free. No credit card required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/