Life Admin Finance Tracker vs Budget

Life Admin is the personal finance app built on one idea: you should never pay a monthly fee just to see where your money is going. Track bills, subscriptions, expenses, savings goals, and debt — all in one place. Connect your bank for automatic detection, or go fully manual. Either way, the core app is free. BILLS AND SUBSCRIPTIONS See every recurring charge in one list. Know exactly what is due and when. Get push notifications 3 days out, the day before, and the day bills are due. BUDGET AND SPENDING LIMITS Build a custom spending plan and see a live breakdown of where your money goes. Set monthly caps by category and get alerted at 80% and 100%. SAVINGS GOALS Set goals with a target amount, monthly contribution, and projected finish date. Track every goal in one place — emergency fund, vacation, down payment, whatever matters to you. DEBT TRACKER Add every debt: credit cards, student loans, auto loans, medical bills. Pick snowball or avalanche and see your exact payoff timeline and estimated interest. CANCEL MANAGER See step-by-step cancellation instructions for hundreds of apps and services. Track what you have cancelled and how much you are saving every month. NET WORTH Track assets and liabilities. See your real net worth and watch it grow over time. CREDIT CARDS Track balances, available credit, and utilization across all your cards. INSIGHTS Month over month spending trends, top recurring charges, spending by category, and your annual burn rate without digging through bank statements. GAS TRACKER Log fill-ups, track cost per mile, and see monthly fuel spending. HOUSEHOLD Manage shared bills and expenses with a partner or family member. AUTOAI Ask questions about your finances in plain English and get answers based on your actual data. PUSH NOTIFICATIONS Bill due reminders. Spending limit alerts. Debt payoff milestones. Weekly spending summaries. All configurable. FREE FOREVER The core app is completely free. No subscription, no credit card, no catch. Connect your bank with Pro for automatic sync and AI features. PRO $6.99 per month or $49.99 per year. Connect your bank account with read only access. Automatic subscription and expense detection. Recurring transaction predictions. Receipt scanning with AI. Priority support. YOUR DATA Life Admin never sells your data. Bank connections are read only. Delete your account and all data at any time from the app.

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.