Wellthplan vs FutureFlow

Wellthplan is the AI-powered money app for couples and families. Connect your accounts, set shared goals, and let Benjamin — your personal AI financial assistant — do the heavy lifting so you can actually enjoy your money. WHAT YOU CAN DO WITH WELLTHPLAN Chat with Benjamin — Ask anything about your finances in plain English. Benjamin knows your accounts, transactions, budgets, and goals, and gives you clear, judgment-free answers — from "can I afford this?" to "how do we pay off this card faster?" Know what's actually safe to spend Your home screen shows one simple gauge: income in, Needs and Wants out, and what's left as Safe to Spend. No spreadsheet, no 40 categories to micromanage — just a clear answer to "how are we doing this month?" Add the Wellthplan widget to your home screen and see it at a glance. See everything in one place Securely link your bank accounts, credit cards, loans, and investments through Plaid. Add the rest manually — your home, your car, even BNPL loans — for a complete net worth picture across cash, investments, assets, and debt. Budget without the guilt Every transaction is sorted into Needs and Wants automatically — flip anything with a swipe. Get smart insights and gentle nudges before you overspend, not guilt trips after. Snap a photo of a receipt and Benjamin files it for you. Crush debt and build savings Build a payoff plan for credit cards and loans, set up an emergency fund, and create savings goals for the things that matter — a home, a trip, a new baby, retirement. Guided checklists help you cover the big stuff too, like life insurance and a will. Plan together, as a household Share a financial plan with your partner or family. Everyone sees the same picture, texts the same Benjamin, and stays on the same page without awkward money conversations. Splitting expenses with roommates or friends? Track who owes what and settle up over Venmo. Stay on top of bills and subscriptions Wellthplan automatically spots recurring charges and puts upcoming bills on your cashflow calendar, so nothing catches you off guard — and forgotten subscriptions get noticed. See your progress Watch your net worth grow as you pay down debt and build assets, review monthly cashflow trends, and get your Week in Review — a quick story of where your money went. Private, secure, and yours Bank-level encryption, Face ID unlock, and read-only access to your accounts. We never sell your data. SUBSCRIPTION Name: Wellthplan Premium Length of subscription: Monthly Recurring or Annual Recurring Price: $19.99 Monthly or $199.99 if billed annually LEGAL Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wellthplan.com/privacy QUESTIONS OR FEEDBACK We'd love to hear from you. Reach out at support@wellthplan.com.

FutureFlow connects your bank accounts and turns your money into a clear, real-time picture — what is coming in, what is going out, and what is safe to spend. Securely link your accounts with Plaid and FutureFlow does the rest: • Real-time balances and transactions across every account • Automatic subscription tracking — see every recurring charge before it hits • Spending by category, so you know where your money actually goes • Net worth that updates as your accounts move • Budgets and goals to keep you on plan • Insights that surface unusual spending and upcoming bills Your connections are secured through Plaid with bank-level encryption, and we never sell your data. FutureFlow Pro Start with 1 month free, then choose monthly or annual. Pro unlocks bank connections, real-time sync, subscription tracking, insights, and net worth. Cancel anytime. Subscriptions are billed to your Apple ID and renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://joinfutureflow.com/terms Privacy: https://joinfutureflow.com/privacy