Net Worth Tracker vs ARYA Wealth Management

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

ARYA Wealth Management brings your entire financial life into one clear picture — everything you own, the money moving through it, and where your net worth is heading over the years ahead. Most apps track spending. ARYA Wealth Management tracks wealth. It treats your personal finances the way a company treats its books — a balance sheet, an income statement, and a long-range plan — with an AI assistant that has full context on all of it. EVERYTHING YOU OWN, IN ONE PLACE Build a complete view of your assets across every bank, broker, and category: • Liquid assets — accounts, cash, equities, and structured products, organized as a portfolio per institution • Real estate — with mortgages and loans attached, so you see net value, not just gross • Private equity — stakes in private companies • Custom categories — cars, watches, collectibles, anything you own ARYA computes daily fluctuations and realized/unrealized P&L automatically, then shows you exactly where your capital sits — across cash, equities, and structured products, in any currency. CASHFLOW, WITHOUT THE BUSYWORK See the direction of your money without logging every coffee. Group income and expenses into meaningful projects — your home, a business, a rental — and track confirmed vs. expected flows month by month, with a clear bank-level view. PROJECT YOUR NET WORTH FOR YEARS AHEAD Set growth assumptions across your assets and watch your net worth roll forward, year by year. Stress-test it with a distress value — what your portfolio is worth if you had to sell under pressure — so you always know your floor, not just your ceiling. AN AI ASSISTANT THAT KNOWS YOUR WEALTH The ARYA AI assistant is available from every screen — and it already knows what you own, what you owe, and where your cash is. No re-explaining your situation every time. • Break your portfolio down by strategy and estimate returns per bucket • Surface the details of any structured product — underlying, coupon, term • Run the calculations that get harder as your wealth grows • Update your data in plain language — "I sold $300 of stock in my Emirates NBD portfolio" — and confirm before it's applied That's the difference between a chatbot and a financial assistant. WHO IT'S FOR ARYA Wealth Management is built for people with real complexity in their finances — multiple banks, several asset classes, a business, holdings across countries. Set it up once, then keep it current in minutes. Your data, your picture. Available in English and French. https://arya.com/legal/general-terms-of-use