Comparison

Net Worth Tracker vs Alterac Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 150+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Archive paused items without losing history • Reminders and total monthly spend at a glance AI INSIGHTS Overview: Ai projects your net worth trajectory from your real history. Spending: Ai surfaces patterns across your subscriptions and planned payments. Goals: Ai gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No servers, no ads, no analytics • Runs entirely on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • All themes and color palettes • iCloud sync across devices • Custom reminders • Ai Insights • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

About

Alterac Worth

Track your financial progress by adding assets and debts to visualize your net worth over time. Generate AI-powered reports, projections, and set goals to understand your financial journey better.

Highlights
  • AI Net Worth Reviews
  • Net Worth Projections
  • Goal Setting
  • Asset and Liability Tracking
  • Annual PDF Reports
  • Customizable Charts and Statistics
  • Home Screen Widgets
Read full description

Alterac Worth is a net worth tracker built to help you understand your financial progress over time. Add your assets, debts, and notes, then turn your history into charts, statistics, projections, goals, achievements, AI reviews, and annual reports. It is designed for people who want the benefits of a personal finance spreadsheet without having to maintain one. Track your net worth regularly, review how it changes, and see a clearer picture of where you stand. *** AI-powered insight *** Users can generate an AI Net Worth Review that analyzes their entry history and turns the numbers into an easy-to-read report. Use it to spot momentum, understand recent changes, and get practical next steps based on the data you have entered. *** Why it feels better *** • See your full financial picture - track assets, liabilities, and total net worth in one place • Understand your progress - charts and statistics help you see growth, volatility, and trends • Plan ahead - projection tools estimate where your net worth could be in the future • Work toward goals - set a target net worth amount and track progress over time • Group related accounts - use asset and liability tags for categories like Investments, Debt, Cash, or Real Estate • Stay motivated - achievements reward consistency, recovery, growth streaks, goals, backups, and milestones • Keep your data useful - import history, export backups, and monitor backup health *** Track what matters *** Each entry can include: • Entry date • Optional notes • Assets, such as cash, investments, home equity, vehicles, or custom categories • Liabilities, such as loans, credit cards, mortgage debt, or custom categories You can make a quick simple entry or add detailed assets and liabilities when you want deeper charts and reports. *** Insights beyond the basics *** Alterac Worth helps you understand your numbers from multiple angles: • Net worth change over time • Asset and liability breakdowns • Tag-based charts • Advanced statistics • Average and compound growth rates • Standard deviation • R-squared trend fit • Entry-to-entry change • Asset mix over time • Interactive chart values Users can also generate annual PDF reports with yearly highlights, net worth movement, achievements, goals, and detailed asset and liability context. *** System features *** Use Home Screen widgets, Lock Screen widgets, Shortcuts, Siri, Spotlight, and quick actions to keep Alterac Worth close to your everyday workflow. *** Free and Premium *** Alterac Worth includes free net worth tracking for up to 12 entries. Upgrade to Premium to unlock: • AI net worth reviews • Annual PDF reports • Net worth projections • Advanced statistics • Projection confidence with R-squared • Unlimited net worth entries • Asset and liability tracking charts • Asset and liability tags • Tag-based charts • Entry-to-entry change charts • Asset mix charts • Interactive chart values • Default chart date ranges • Custom Home sections • Import history • Export backups • Backup health tracking • Premium achievements • A 7-day free trial Premium is available as a monthly or yearly subscription. *** Who it is for *** • People who track net worth monthly or quarterly • Spreadsheet users who want something simpler on their phone • Anyone working toward financial independence • People paying down debt and building assets • Anyone who wants to understand their financial trend over time *** Legal *** Terms of Use: https://alteracsoftware.com/alterac-worth/terms-of-use Privacy Policy: https://alteracsoftware.com/alterac-worth/privacy-policy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Net Worth Tracker4 screens
Alterac Worth4 screens

Verdict

The call

Net Worth Tracker and Alterac Worth are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year and Alterac Worth sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Net Worth Tracker against 5.0 for Alterac Worth. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 9 days, Alterac Worth every 6 days. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.

ScorecardNo meaningful differences
Net Worth Tracker versus Alterac Worth: the parameters behind the verdict, then further details
ParameterNet Worth TrackerAlterac Worth
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 9 daysEvery 6 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.5
Further details — not scored
Size21 MB7 MB
Age rating4+4+
DeveloperAhzin RazalAlterac Software LLC

Customer experience

Net Worth Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Alterac Worth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99
2 purchases

Alterac Worth

Subscriptions2
  • Premium Monthly7 Days trial$8.991 Month
  • Premium Yearly7 Days trial$79.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Alterac Worth free?
Alterac Worth is free to download, with in-app purchases available.
Which has better reviews, Net Worth Tracker or Alterac Worth?
Net Worth Tracker and Alterac Worth are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Net Worth Tracker or Alterac Worth have ads?
Neither Net Worth Tracker nor Alterac Worth shows ads.
Which is updated more often, Net Worth Tracker or Alterac Worth?
Net Worth Tracker ships an update every 9 days, and Alterac Worth every 6 days. Most recently, Net Worth Tracker was updated on October 9, 2026 and Alterac Worth on October 8, 2026.

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