Comparison

Net Worth Tracker vs Shift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 150+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Archive paused items without losing history • Reminders and total monthly spend at a glance AI INSIGHTS Overview: Ai projects your net worth trajectory from your real history. Spending: Ai surfaces patterns across your subscriptions and planned payments. Goals: Ai gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No servers, no ads, no analytics • Runs entirely on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • All themes and color palettes • iCloud sync across devices • Custom reminders • Ai Insights • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

About

Shift

Features
Read full description

Know what you’re earning before payday. ShiftPay is a shift tracker and earnings planner for hourly and shift workers. Add your shifts, track hours, estimate earnings, and compare the expected payout with what actually arrived—all in one clear view. PLAN EVERY SHIFT • Organize work in a clear calendar • Set hourly rates and break times • Track hours, shifts, earnings, and advances • Get reminders before shifts and around payday UNDERSTAND EVERY PAYOUT • See estimated earnings by period and employer • Compare ShiftPay’s estimate with your actual payout • Review regular pay and applicable bonuses • Keep eight supported currencies separate, without automatic conversion DO MORE WITH PREMIUM • Apply night, weekend, holiday, and overtime pay modifiers • Manage multiple employers • Save reusable shift templates • Create and share monthly salary PDF reports OPTIONAL PRIVACY Protect access with Face ID, Touch ID, or your device passcode when supported. Whether you work in hospitality, healthcare, retail, logistics, manufacturing, or any other hourly role, ShiftPay gives you a calmer way to stay on top of your schedule and expected pay. ShiftPay provides estimates for personal tracking. Your final payout may differ. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Net Worth Tracker4 screens
Shift4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 9 days against Shift's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year and Shift sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 9 days, Shift every 5 weeks. The most recent releases landed on October 9, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Net Worth Tracker versus Shift: the parameters behind the verdict, then further details
ParameterNet Worth TrackerShift
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 9 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size21 MB75 MB
Age rating4+4+
DeveloperAhzin RazalVitalij Beca

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99
2 purchases

Shift

Subscriptions2
  • ShiftPay Premium Monthly7 Days trial$0.991 Month
  • ShiftPay Premium Yearly7 Days trial$9.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Shift free?
Shift is free to download, with in-app purchases available.
Do Net Worth Tracker or Shift have ads?
Neither Net Worth Tracker nor Shift shows ads.
Which is updated more often, Net Worth Tracker or Shift?
Net Worth Tracker ships an update every 9 days, and Shift every 5 weeks. Most recently, Net Worth Tracker was updated on October 9, 2026 and Shift on October 12, 2026.

Other comparisons