Net Worth Tracker vs Cushion

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

See everything you own as one number — in any currency, in seconds. Cash in dollars, a card in euros, some yuan, a little Bitcoin: Currency Cushion adds it all up and tells you how far you are from your goal. • 160+ ISO currencies, favorites on top • Crypto as part of your cushion: enter the amount, prices arrive on their own • One home currency for the total, switched with a tap • Goals with progress, what is left and a monthly target • Fully offline: rates are cached, the app keeps calculating without a network • Honest rates: source and snapshot time are always visible, manual override • No bank connection, no logging every purchase Free forever: up to 5 balances, 3 cryptocurrencies, and 1 goal — enough for a simple cushion (for example USD + EUR + CNY + BTC and one savings target). Cushion Pro (optional): unlimited balances and coins, several goals. Buy once or subscribe yearly. Purchases go through the App Store. Restore Purchases is in the app. Privacy by default: your portfolio stays on the device, no account required. Only public quote requests leave the app — never your holdings. Backup is one file that belongs to you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cushion.foryou.quest/privacy