Net Worth Tracker vs FireFlow for Firefly III
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.
- Private net worth tracking
- No bank account linking required
- Track cash, investments, and bills
- AI-powered financial insights
- Goal setting and progress tracking
- CSV export and import
- On-device data processing
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You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 150+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Archive paused items without losing history • Reminders and total monthly spend at a glance AI INSIGHTS Overview: Ai projects your net worth trajectory from your real history. Spending: Ai surfaces patterns across your subscriptions and planned payments. Goals: Ai gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No servers, no ads, no analytics • Runs entirely on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • All themes and color palettes • iCloud sync across devices • Custom reminders • Ai Insights • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms
FireFlow for Firefly III
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FireFlow is a native iPhone client for Firefly III — the personal finance software you run on your own server. There is no account to create and no service in the middle. FireFlow talks to one computer: the one whose address you type in. If your instance lives on your home network, your finances never leave your house. RECORD IT WHEN IT HAPPENS Cash purchases happen where there's no signal — a market stall, a car park, a basement till. FireFlow takes the transaction anyway, shows it in your list marked as waiting, and sends it the moment your server is reachable again. Nothing is lost and nothing is sent twice. Settings shows you exactly what's outstanding, and anything your server refuses appears with the reason and a choice of retrying or discarding it. SEE WHERE YOU STAND • Net worth across all your accounts, per currency — never blended, because two currencies have no honest sum • Assets and liabilities, grouped, with the accounts you've excluded from net worth kept out of it • Twelve periods of history: net worth over time, money in against money out, and where it actually went • Budgets, bills and piggy banks when you use them EVERY TRANSACTION, AT ANY DISTANCE Search covers every date, not just the period you're looking at. Filter by account, type or currency. Scroll back through years. Create, edit, clone and delete, including split transactions — and a transfer between your own accounts is shown from the account you're standing in, so moving money never reads as income. BUILT FOR ONE SERVER: YOURS • Multiple instances, switch between them freely • Your token lives in the iOS Keychain • Optional Face ID or Touch ID lock, with a delay you choose • Hide balances with one tap — and it hides them everywhere, including the charts and what VoiceOver reads aloud • Full VoiceOver support: transactions read as sentences, charts can be played as audio graphs • Dynamic Type all the way to the largest accessibility sizes • Light and dark, fifteen accent colours PRIVACY, PLAINLY No analytics. No tracking. No third-party code of any kind. Nothing is collected about you, because there is nowhere for it to go — there is no backend. Deleting the app, or "Delete all local data" in Settings, removes every trace from the device and touches nothing on your server. WHAT YOU NEED A Firefly III instance you can reach, and a Personal Access Token from it. If you don't have one yet, tap "Try the demo" on the first screen to see the whole app running on sample data with no network calls at all. FireFlow is an independent app and is not affiliated with the Firefly III project.
Screenshots
Verdict
The clearest difference is in-app purchases: FireFlow for Firefly III at none against Net Worth Tracker's 2. FireFlow for Firefly III also leads on update cadence (every 3 days vs every 9 days). Net Worth Tracker's advantage is iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year. FireFlow for Firefly III asks for nothing beyond the download.
Net Worth Tracker ships an update every 9 days, FireFlow for Firefly III every 3 days. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.
| Parameter | Net Worth Tracker | FireFlow for Firefly III |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 21 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahzin Razal | Anton Krall |
In-app purchases
Net Worth Tracker
- Netvo Pro Yearly7 Days trial$19.991 Year
- Netvo Pro Lifetime$49.99
FireFlow for Firefly III
No in-app purchases
Questions
Is Net Worth Tracker free?
Is FireFlow for Firefly III free?
Do Net Worth Tracker or FireFlow for Firefly III have ads?
Which is updated more often, Net Worth Tracker or FireFlow for Firefly III?
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