Net Worth Tracker vs Business Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.
- Private net worth tracking
- No bank account linking required
- Track cash, investments, and bills
- AI-powered financial insights
- Goal setting and progress tracking
- CSV export and import
- On-device data processing
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You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms
Business Expense Tracker
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Business Expense Tracker makes it simple to record, organize, and understand your business spending, all in one focused app. Whether you're tracking everyday purchases, recurring costs, business travel, software subscriptions, advertising, or office expenses, keep everything organized and easy to find. Record expenses in seconds with the details that matter. Add the merchant, amount, category, date, payment method, expense type, tax information, notes, and receipts from one simple expense screen. Get a quick overview of your business expenses with a clear dashboard designed to show what matters at a glance. See your total expenses, spending by category, recent expenses, spending changes over time, and business and personal expense information. Find the transaction you're looking for without digging through complicated accounting screens. Browse and search your expenses and organize your spending into categories such as Advertising, Equipment, Software, Travel, Meals, Office, Supplies, Rent, Utilities, Insurance, Professional Services, and Transportation. You can also create custom categories to organize expenses around the way your business works. Turn your everyday transactions into a clearer picture of where your money is going. Use the Reports view to review your spending by category and compare expenses across different periods. Choose from monthly, quarterly, or yearly reports to see category totals and spending comparisons in one focused view. Keep recurring expenses organized in one place. Track subscriptions, rent, insurance, internet, software, and other repeating business costs with their amount, frequency, and next scheduled date. Quickly see which recurring expenses are active or paused. When you need to keep a copy of your business spending or share your records, export your expense reports as PDF or CSV. Set up your business once and personalize your expense tracking around the way you work. Your business name appears throughout the app, helping keep your reports and expense records organized. Business Expense Tracker is designed to stay focused on what matters. Record expenses, organize spending, understand your numbers, and stay in control. No complicated accounting workflow. Just a clean, practical way to keep your business expenses organized. Start tracking your business spending today. SUBSCRIPTION INFORMATION Business Expense Tracker offers optional weekly and yearly subscriptions for premium features and higher usage limits. The yearly plan includes a 7-day free trial. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled before the renewal date. Subscription pricing may vary by region and will be displayed before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Net Worth Tracker at every 9 days against Business Expense Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year and Business Expense Tracker sells 2 in-app purchases, starting at $6.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Net Worth Tracker ships an update every 9 days, Business Expense Tracker monthly. Both last shipped on October 24, 2026.
| Parameter | Net Worth Tracker | Business Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 24 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahzin Razal | Hritik Kumar |
In-app purchases
Net Worth Tracker
- Netvo Pro Yearly7 Days trial$19.991 Year
- Netvo Pro Lifetime$49.99
Business Expense Tracker
- business expense tracker - exp$6.997 Days
- Business Expense Tracker - EXP7 Days trial$39.991 Year
Questions
Is Net Worth Tracker free?
Is Business Expense Tracker free?
Do Net Worth Tracker or Business Expense Tracker have ads?
Which is updated more often, Net Worth Tracker or Business Expense Tracker?
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