Comparison

Mela Merchant vs Simpay Remit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Mela Merchant

Features
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Accept mobile payments instantly with Mela Merchant. Mela Merchant is the companion app for accepting payments in the Mela Finance ecosystem. Designed for merchants and business owners, it simplifies payment collection, eliminates cash handling complexity, and gives you complete visibility into your sales. KEY FEATURES β€’ Create payment requests in seconds with customer details and notes β€’ Generate QR codes for customers to pay instantly from the Mela app β€’ Track real-time payment statusβ€”from request creation to completion β€’ View detailed transaction history with powerful search and filtering β€’ Access your sales dashboard for immediate insights into daily revenue β€’ Manage your team with role-based staff permissions β€’ Secure login with encrypted token storage and password management WHY MELA MERCHANT β€’ Fast & Secure β€” All transactions use encrypted, bank-level security β€’ Transparent β€” See every transaction, tip, and sale in real time β€’ Integrated β€” Works seamlessly with Mela's consumer payment app β€’ Built for Ethiopia β€” Designed for local payment needs and Ethiopian fintech Start accepting payments today with Mela Merchant.

About

Simpay Remit

Features
Read full description

Simpay is a cross-border payment orchestration platform that enables users to send money through regulated supported payment collection and payout partners. It is designed for adults who need a convenient and secure way to make cross-border transfers, particularly users sending money between Nigeria and supported international destinations.

Screenshots

Mela Merchant4 screens
Simpay Remit4 screens

Verdict

The call

The clearest difference is update cadence: Simpay Remit at every 3 weeks against Mela Merchant's every 3 months. Mela Merchant's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mela Merchant ships an update every 3 months, Simpay Remit every 3 weeks. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

Scorecard2 real differences Β· 4 level
Mela Merchant versus Simpay Remit: the parameters behind the verdict, then further details
ParameterMela MerchantSimpay Remit
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size20 MB38 MB
Age rating4+4+
DeveloperMela Finance IncSimple Technologies Ltd.

In-app purchases

None

Mela Merchant

No in-app purchases

None

Simpay Remit

No in-app purchases

Questions

Is Mela Merchant free?
Mela Merchant is free to download, with no in-app purchases.
Is Simpay Remit free?
Simpay Remit is free to download, with no in-app purchases.
Do Mela Merchant or Simpay Remit have ads?
Neither Mela Merchant nor Simpay Remit shows ads.
Which is updated more often, Mela Merchant or Simpay Remit?
Mela Merchant ships an update every 3 months, and Simpay Remit every 3 weeks. Most recently, Mela Merchant was updated on November 9, 2026 and Simpay Remit on November 6, 2026.

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