Tally vs Horizon Checkbook

Tally is a small income and expense log for people who want clear balances without maintaining a full finance system. Open the app, choose a currency, type an amount, then tap Spend or Earn. Add a short note if you want. Tally keeps each currency in its own ledger, with no misleading exchange-rate conversion. Choose any currencies you use, drag them into a comfortable order, and review each balance separately or see all entries together. There are no budgets to maintain, category trees, dashboards, or tags to tidy up. The local ledger is free, unlimited, and private. Tally Pro is optional: unlock iCloud sync across your own Apple devices, CSV export, and batch management with a yearly plan or a lifetime purchase. Good for: - daily income and expense notes - separate balances for cash in different currencies - simple private money tracking - optional iCloud sync across your own Apple devices - optional CSV export No ads. No tracking. No account system. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track your spending, schedule upcoming transactions, and use **Look Ahead** to see your future balances before the money leaves your account. Know what’s really available to spend and avoid the surprise of an upcoming bill pushing your balance too low. SEE WHAT’S AHEAD Look Ahead projects your balance into the future using the transactions you’ve already scheduled. See the impact of upcoming bills, subscriptions, purchases, paychecks, and deposits before they happen. AVOID OVERDRAFTS Spot potential shortfalls before they become overdrafts. Horizon gives you time to adjust your spending, move money, or plan around upcoming expenses. KNOW YOUR TRUE BALANCE Track transactions as they happen and mark payments as cleared when they appear at your bank. See the difference between what your bank reports and what you actually have available after accounting for transactions still in progress. Horizon combines the clarity of a traditional checkbook register with something a checkbook can’t give you: a clear view of what comes next. Know what you have. See what’s ahead. Stay ahead of overdrafts.