Comparison

Kinwallet vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kinwallet

Features
Read full description

Know where every dollar goes. Kinwallet is a shared budget app for couples and families β€” track expenses, set limits, and plan together without the spreadsheet headache. WHAT YOU CAN DO β€’ Shared wallets β€” invite family and friends with a simple code β€’ Track income & expenses in seconds, with notes and categories β€’ Transfer money between your wallets β€’ Spend in any currency β€” auto-converted at up-to-date rates β€’ Smart category tree β€” built-in or your own, with icons and colors β€’ Recurring transactions β€” rent, salary, subscriptions on autopilot β€’ Budget limits with progress bars and overspend warnings β€’ Clear reports by category, period, and wallet β€’ Import & export your data as CSV β€’ 13 languages, including a right-to-left layout for Arabic Privacy first: we don't sell your data and we don't show ads. The free plan includes one wallet and all core features β€” no time limits, no hidden fees. Premium unlocks unlimited wallets, unlimited shared members, full transaction history, and priority support. Questions? Reach us at merbelcorp@outlook.com Terms of Use: https://shared-budget-lovat.vercel.app/terms/

About

Spending Tracker

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

Highlights
  • Create and share budgets
  • Track and categorize expenses
  • Photo receipt capture
  • On-device receipt recognition
  • Clear spending reports
  • iCloud synchronization
Features
Read full description

YouSpend – Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No ads and no tracking. - No connection to bank accounts. - No external analytics or crash reporting SDKs. - On-device receipt recognition. - Share budgets with the people you invite. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: [https://youspend.app/terms](https://youspend.app/terms) Apple Standard EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://youspend.app/privacy](https://youspend.app/privacy)

Screenshots

Kinwallet4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Kinwallet at every 4 days against Spending Tracker's every 8 days. Kinwallet also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Kinwallet sells 4 in-app purchases, starting at $1.99 per month and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kinwallet ships an update every 4 days, Spending Tracker every 8 days. The most recent releases landed on October 5, 2026 and October 18, 2026 respectively.

Scorecard2 real differences Β· 6 level
Kinwallet versus Spending Tracker: the parameters behind the verdict, then further details
ParameterKinwalletSpending Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 4 days β€” betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.1 β€” better26.0
Further details β€” not scored
Size57 MB14 MB
Age rating4+4+
DeveloperVladislav MershkovNino Gjoni

In-app purchases

4 purchases

Kinwallet

Subscriptions4
  • SharedBudget Premium Monthly Family7 Days trial$1.991 Month
  • SharedBudget Premium Monthly7 Days trial$2.491 Month
  • SharedBudget Premium Annual Family7 Days trial$19.991 Year
Show 1 more
  • SharedBudget Premium Annual7 Days trial$24.991 Year
3 purchases

Spending Tracker

Subscriptions2
  • YouSpend Premium Monthly$0.991 Month
  • YouSpend Premium Yearly$8.991 Year
One-time1
  • YouSpend Premium Lifetime$17.99

Questions

Is Kinwallet free?
Kinwallet is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Kinwallet or Spending Tracker have ads?
Neither Kinwallet nor Spending Tracker shows ads.
Which is updated more often, Kinwallet or Spending Tracker?
Kinwallet ships an update every 4 days, and Spending Tracker every 8 days. Most recently, Kinwallet was updated on October 5, 2026 and Spending Tracker on October 18, 2026.

Other comparisons