Xpenza vs DIW

Xpenza — Your Personal Finance Companion Take control of your money with Xpenza, the simple yet powerful expense tracker designed to help you spend smarter and save more. TRACK EVERY TRANSACTION • Add income and expenses in seconds • Organize with categories and custom labels • Import transactions from bank SMS messages • Import bank statements for bulk entry • Support for 34+ currencies with auto-detection SMART BUDGETS • Set daily, weekly, or monthly spending limits • Get alerts before you overspend • Track category-specific budgets like food, transport, or shopping MULTIPLE WALLETS • Manage bank accounts, cash, credit cards, and e-wallets in one place • Track balances across all your accounts SAVINGS GOALS • Set savings targets with deadlines • Track your progress visually • Stay motivated with milestone updates DETAILED REPORTS & CHARTS • Beautiful pie charts and bar graphs • Monthly income vs expense breakdown • Category-wise spending analysis • Export reports as CSV or PDF SPLIT EXPENSES • Split bills with friends and family • Track who owes what • Get reminders for pending payments SUBSCRIPTION TRACKER • Detect and manage recurring subscriptions • Never forget a renewal date • See your total monthly subscription cost SMART INSIGHTS • AI-powered spending tips and recommendations • Financial health score • Cash flow forecasting • Spending streaks to build better habits WIDGETS & LIVE ACTIVITY • Home Screen widget for daily spending at a glance • Live Activity to track your budget in real time ICLOUD SYNC & BACKUP • Automatic iCloud backup and sync • Restore your data on any device • Works offline — syncs when you're back online PRIVACY FIRST • All data stored on your device and your personal iCloud • No servers, no tracking, no ads • No account required — your financial data stays yours CUSTOMIZABLE • Dark mode support • Multiple theme options • Custom categories and labels Download Xpenza today and start your journey to financial freedom.

Splitting the bill shouldn't be the awkward part of dinner. DIW keeps track of shared expenses for you — trips, flatshares, dinners, gifts — so nobody has to do maths at the table or chase anyone for money afterwards. HOW IT WORKS • Create a group for a trip, a flat, or a regular crew • Add an expense once and choose how to split it • Everyone sees the same running balance, updated instantly • Settle up and the balance clears SPLIT IT YOUR WAY • Equally between everyone • By percentage • By exact amounts • Between only some people in the group ALWAYS KNOW WHERE YOU STAND • One running balance per friend and per group • Green means you're owed, red means you owe • Smart settle-up works out the fewest transfers needed to clear a group BUILT TO BE QUICK • Sign in with a passkey or Google — no password to remember • Invite friends with a QR code or a link • Categories and notes keep expenses easy to recognise • Get notified when someone adds an expense or pays you back WORKS WHEREVER YOU ARE • 12 languages • Expenses in 31 currencies • Amounts and dates shown in your local format FREE, WITH AN OPTIONAL UPGRADE DIW is free to use and every splitting feature is included. The free version shows ads. If you would rather not see them, an optional subscription removes every ad and supports development. Nothing else changes, and your data is never sold. DIW only records that a payment happened. It does not move, hold, or process money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://diw.vn/privacy