Comparison

Ethena Pay vs Alpha Monnaies

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ethena Pay

Manage your digital assets with a non-custodial wallet that lets you save, send, and spend globally. Earn daily rewards on eligible balances and unlock exclusive perks through referrals. Securely access your funds with passkeys and biometrics.

Highlights
  • Non-custodial digital asset management
  • Daily Boost rewards on balances
  • Referral program with tiered bonuses
  • Instant global transfers to users
  • Virtual card for ApplePay
  • Crypto cashback on spending
  • Passkey and biometric security
Features
Read full description

ONE GLOBAL APP FOR YOUR MONEY; WITH EXCLUSIVE REWARDS. Save it. Send it. Spend it. And earn daily Boost on eligible balances while you do. Ethena Pay is a non-custodial wallet, which means your assets stay in your hands. Always. We're not a bank. We never hold your money. You do. The rollout starts now with daily boosts on your balance, crypto cashback and referrals. Join today and lock in early access to cards, instant transfers, and more. EARN BOOST WITH REFERRALS - Earn rewards for every friend you successfully refer; and your friend earns too - Climb reward tiers to unlock up to $5,000+ in total referral bonuses - Upgrade your card tier - Standard, Pro, or VIP based on successful referrals - Early-access spots for Pro and VIP cards are limited - claim yours while they last Referral bonuses are subject to eligibility and program terms. GET SET UP IN MINUTES - Sign up with just your email - no paperwork, no waiting - Secure your account with passkeys and biometrics - no passwords to remember - Add a PIN for an extra layer of protection EARN DAILY BOOST ON YOUR BALANCE - Earn Boost daily on eligible balances - Watch your Boost accumulate in real time - every single day - A smarter way to hold your money and digital assets in one app Boost is a rewards program, not interest or a deposit product. Rates, eligibility, and availability vary and are subject to program terms. SEND MONEY INSTANTLY - Send to any Ethena Pay user by username, anywhere in the world, with no fees - Transfer to any crypto wallet or withdraw to a bank account - Track every transaction with instant notifications SPEND GLOBALLY - Generate a virtual card to use in ApplePay in less than a minute - Earn crypto cashback on every transaction Network (gas) fees may apply to on-chain transfers. Supported chains may change over time. YOUR MONEY, YOUR CONTROL - Non-custodial by design - you hold your assets; Ethena Pay never takes custody of your funds - Passkey authentication - phishing-resistant, with no passwords to steal - Biometric login with Face ID or fingerprint - Encryption protects your data in transit and at rest - Built on transparent blockchain and stablecoin infrastructure DESIGNED TO FEEL EFFORTLESS - Clean, minimal interface - find what you need in seconds - Real-time notifications keep you in the loop LEGAL Ethena Pay is operated by Ethena Pay LTD. Ethena Pay is not a bank, and Ethena Pay LTD is not a licensed financial institution; certain payment and related services are provided by licensed third-party providers. Ethena Pay is a non-custodial wallet: you retain control of your digital assets at all times, and you are responsible for maintaining access to your account credentials and passkeys. Boost is a rewards program subject to eligibility requirements and program terms; it is not interest, a deposit, or a savings product, may change or be discontinued, and is not guaranteed. Daily Boost accrual depends on eligibility and program terms. Digital assets, including USDe, are not legal tender, are not insured by the FDIC or any government deposit-insurance scheme, and involve risk; their value can go up or down, and you may lose value. Features described as upcoming (including cards and instant transfers) are in development and subject to change. Availability of features and rewards may vary by region. Ethena Pay does not provide financial, investment, legal, or tax advice. Your use of Ethena Pay is subject to our Terms of Service and Privacy Policy. Registered address: 30/1 Kenilworth, Triq Sir Augustus Bartolo, Ta’ Xbiex, XBX 1093, Malta Contact: support@ethenapay.co Terms: https://wallet.ethenapay-api.co/terms Privacy: https://wallet.ethenapay-api.co/privacy

About

Alpha Monnaies

Features
Read full description

Move money with tier1 banks Alpha is the fastest way to move, convert, and hold value across currencies WHAT YOU CAN DO WITH Alpha • Convert between fiat currencies in seconds • Move funds globally fast • Hold multiple currencies in one place

Screenshots

Ethena Pay4 screens
Alpha Monnaies4 screens

Verdict

The call

The clearest difference is device support: Alpha Monnaies at 3 against Ethena Pay's 1. Alpha Monnaies also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ethena Pay ships an update every 5 days, Alpha Monnaies weekly. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
Ethena Pay versus Alpha Monnaies: the parameters behind the verdict, then further details
ParameterEthena PayAlpha Monnaies
PriceFreeFree
Rating4.6 (9 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size138 MB53 MB
Age rating4+4+
DeveloperEthena Pay LtdEquals Money PLC

In-app purchases

None

Ethena Pay

No in-app purchases

None

Alpha Monnaies

No in-app purchases

Questions

Is Ethena Pay free?
Ethena Pay is free to download, with no in-app purchases.
Is Alpha Monnaies free?
Alpha Monnaies is free to download, with no in-app purchases.
Do Ethena Pay or Alpha Monnaies have ads?
Neither Ethena Pay nor Alpha Monnaies shows ads.
Which is updated more often, Ethena Pay or Alpha Monnaies?
Ethena Pay ships an update every 5 days, and Alpha Monnaies weekly. Most recently, Ethena Pay was updated on October 31, 2026 and Alpha Monnaies on October 29, 2026.

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