Shortfall vs budgenie

Buying a car this week? Don't sign until Shortfall reads the paperwork. Car dealers know most people won't study the contract. That's where the extra charges hide. Shortfall reads the paperwork on your phone and flags every fee that's higher than typical for your state. One free audit included, then a one-time $4.99 in-app purchase unlocks unlimited future audits. No subscription. WHAT'S FREE, WHAT REQUIRES THE $4.99 UNLOCK Free, no purchase required: • Your first full contract audit — complete verdict, every flag, full Walkaway Card share • Your first Four Square Decoder round — back-solved interest rate and verdict • Checking Kelley Blue Book trade-in values and saving the numbers — always free, no cap Requires the one-time $4.99 in-app purchase: • Every contract audit after your first • Capturing revisions when the dealer rewrites the numbers at the desk • Every Four Square round after Round 1 (for the same negotiation or a new one) • Saved audit history across all future car purchases HOW IT WORKS Scan the contract with your camera or import the PDF. In about a minute, Shortfall pulls out the price, interest rate, doc fee, warranty, GAP insurance, and every add-on, and compares each one against what car buyers in your state usually pay. You walk into the dealership knowing: • Whether the doc fee is legal (17 states cap it) • Whether the interest rate matches your credit • Whether GAP and the extended warranty are marked up • Whether the monthly payment actually adds up Every flag reads in plain English — "$300 above typical for your state" — not a judgment. You decide what to push back on. STUCK IN THE FINANCE OFFICE? The Four Square Decoder figures out the interest rate from the monthly payment, even when the salesperson "forgets" to write it on the page. Round 1 is free. Capturing each revision they hand you after that requires the one-time $4.99 unlock — so when they rewrite the numbers, Shortfall shows exactly what moved. TRADING IN? (ALWAYS FREE) Shortfall opens Kelley Blue Book right in the app so you can look up your trade-in range yourself. Save the numbers — when the dealer throws out a low offer, you have something to check against. No in-app purchase required for the trade-in tool. PRIVATE BY DESIGN • Everything runs on your phone • No account, no email, no cloud • We don't sell your data because we never collect it Works in all 50 US states. Every benchmark cites its source, and you can check and correct any number Shortfall reads from your contract before it's compared. Pricing: the app is free to download with one free contract audit and one free Four Square decode included. A single one-time $4.99 in-app purchase unlocks unlimited future audits and capturing every dealer revision. No subscription, no recurring charges. Requires iPhone 15 Pro or newer. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budgenie is a simple, beautiful budget tracking app that helps you understand and take control of your money. Log income and expenses in seconds, organize them with categories, and watch your monthly spending come to life with clean, easy to read charts. Set budget goals and track your progress so you always know where you stand. FEATURES • Quick transaction tracking — Add income and expenses in just a few taps, with a form that's ready to go every time you open it. • Spending categories — Organize transactions by category to see exactly where your money goes. • Remaining budget — See how much is left in each category and how many days remain in the month. • Daily calendar — See each day's income and spending at a glance, and add transactions straight from any day. • Monthly spending chart — Visualize your spending over time and spot trends at a glance. • Flexible view periods — Toggle between different time periods to review your finances your way. • Savings goals — Set savings goals and track your progress toward them. • Multiple accounts — Create and manage multiple accounts, rename them, or remove the ones you no longer need. • Color themes — Make the app yours with a choice of color themes. • 10 languages — Including English, Arabic, French, Spanish and German. • Export your data — Export your transactions to CSV any time to keep your own records. • Full data control — Your budget syncs securely to your account, and you can delete all your data whenever you want. Whether you're saving for something special, paying down debt, or just want a clearer picture of your finances, Budgenie makes budgeting effortless. BUDGENIE PRO Budgenie requires a Budgenie Pro subscription, available monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.budgenie.app/privacy/ Download Budgenie today and start building better money habits.