Spender vs Cashflowly Expense Tracker

Spender — personal finance tracker built for clarity, not complexity. Track spending Log income and expenses in seconds. Assign categories, add notes, and keep a full transaction history. Multiple balances Separate balances for cash, cards, and currencies — with automatic conversion and a net worth total. Subscription tracking Add recurring charges and Spender handles the rest: automatic deductions on billing day, a 24-hour reminder before each charge, and a monthly cost summary. Spending insights Category breakdowns and charts by week, month, or custom range — so you always know where your money goes. Goals Set savings targets and track your progress over time. Group expenses Split costs with friends or family and track who owes what. Shared budget Create a shared budget with others and stay aligned on spending together. Export reports Export your transaction history as a PDF report. iCloud sync Your data stays in sync across all your devices. Sign in with Apple for private, passwordless authentication. Home screen widget Your balance, always one glance away. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://victorious-lemming-3f8.notion.site/Privacy-Policy-for-Spender-8129f21477ca429c9bbe868dd1d37571

Cashflowly is a personal finance tracker built to help you understand where your money goes, build better money habits, and plan with confidence. Add income and expenses manually in seconds with Quick Note, or use Smart Add for detailed records with categories, dates, notes, and organization tools. See your spending by category and month, explore interactive charts, create budgets and savings goals, and plan upcoming expenses. Features: • Quick expense and income tracking • Detailed transaction entry with Smart Add • Category and monthly spending analytics • Interactive spending charts • Monthly budgets and savings goals • Planned expenses and reminders • Multi-currency support: UAH, USD, and EUR • English and Ukrainian languages • Privacy-conscious local storage with optional cloud sync Cashflowly does not connect to banks, access bank accounts, or request bank login credentials or payment-card details. You enter and control your financial records manually. Cashflowly is designed for personal organization and does not provide financial, investment, tax, accounting, or legal advice.