Spender vs Your Budgets

Spender — personal finance tracker built for clarity, not complexity. Track spending Log income and expenses in seconds. Assign categories, add notes, and keep a full transaction history. Multiple balances Separate balances for cash, cards, and currencies — with automatic conversion and a net worth total. Subscription tracking Add recurring charges and Spender handles the rest: automatic deductions on billing day, a 24-hour reminder before each charge, and a monthly cost summary. Spending insights Category breakdowns and charts by week, month, or custom range — so you always know where your money goes. Goals Set savings targets and track your progress over time. Group expenses Split costs with friends or family and track who owes what. Shared budget Create a shared budget with others and stay aligned on spending together. Export reports Export your transaction history as a PDF report. iCloud sync Your data stays in sync across all your devices. Sign in with Apple for private, passwordless authentication. Home screen widget Your balance, always one glance away. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://victorious-lemming-3f8.notion.site/Privacy-Policy-for-Spender-8129f21477ca429c9bbe868dd1d37571

Your Budgets is a family budgeting app for iPhone and iPad: track who paid, who received, and how much — across 37 currencies — with a year planner inspired by a household spreadsheet. DASHBOARD • Net balance for the month with income and expense breakdown • Per-member totals, category budget progress, savings goals • Recent transactions and quick-add TRANSACTIONS • Income, expense, transfer, and savings contributions • Split bills, receipt photos, optional location • Keyword category suggestions as you type • Bank CSV import (Mono, Privat, Revolut, Wise, generic) FAMILY & CATEGORIES • Family members with salaries and monthly salary history • People outside the household you spend on • 20 default categories + custom colors and icons • Monthly category budgets with progress bars YEAR PLANNER • 12-month grid with income, required, and other expense blocks • Recurring lines copied to future months; paid checkbox per item • Turn a planned line into a real transaction in one tap • Optional reminders for upcoming payments MORE TOOLS • Savings goals with deadlines and progress • Recurring transaction rules • Multi-currency accounts, loans, and crypto holdings • Reports: pie, bar, and line charts; CSV and PDF export • Month-end forecast on the Dashboard PLATFORM • Home Screen widgets (Small and Medium) • Optional Live Activity • Siri Shortcuts and widget deep links • Export/import JSON to Lutarea BACKUPS in iCloud Drive • Optional passcode and Face ID • Light, dark, and gold themes; 9 interface languages Exchange rates refresh from public APIs. Amounts stay in their native currency; totals convert at display time. No ads and no analytics. The only network request is fetching exchange rates. There is no iCloud database sync and no Apple Watch app. Your Budgets is not tax, legal, or investment advice. All data stays on your device. Part of the Your … app family by Lutarea.