Comparison

Spender vs Bill Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spender

Features
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Spender β€” personal finance tracker built for clarity, not complexity. Track spending Log income and expenses in seconds. Assign categories, add notes, and keep a full transaction history. Multiple balances Separate balances for cash, cards, and currencies β€” with automatic conversion and a net worth total. Subscription tracking Add recurring charges and Spender handles the rest: automatic deductions on billing day, a 24-hour reminder before each charge, and a monthly cost summary. Spending insights Category breakdowns and charts by week, month, or custom range β€” so you always know where your money goes. Goals Set savings targets and track your progress over time. Group expenses Split costs with friends or family and track who owes what. Shared budget Create a shared budget with others and stay aligned on spending together. Export reports Export your transaction history as a PDF report. iCloud sync Your data stays in sync across all your devices. Sign in with Apple for private, passwordless authentication. Home screen widget Your balance, always one glance away. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://victorious-lemming-3f8.notion.site/Privacy-Policy-for-Spender-8129f21477ca429c9bbe868dd1d37571

About

Bill Tracker

Features
Read full description

Bill Tracker is the simple envelope budgeting app for your whole household β€” plan your money together, log expenses in seconds, and always know what's left. Give every part of your money a home: groceries, rent, eating out, kids. Set a budget for each envelope, log spending as it happens, and let the progress bars keep you honest β€” no spreadsheets needed. BUDGET TOGETHER β€’ Share a space with your partner, family, or trip crew β€” everyone logs, everyone sees β€’ Invite with a link in seconds; add kids or grandparents without a device by name β€’ See who spent what: a clear chart of everyone's share β€” tap a name to see just their spending ENVELOPE BUDGETING THAT STICKS β€’ Create envelopes for the categories you actually use, with custom icons and colors β€’ Set a total monthly budget, per-category limits β€” or no budget at all β€’ Start your budget month on payday, not just the 1st β€’ Put envelopes in your own order β€” press, hold and drag FAST, CLEAR TRACKING β€’ Log an expense in seconds on a numpad made for thumbs β€’ Or just tell Siri: β€œLog expense in Bill Tracker” β€’ Track income with sources: salary, freelance, gifts, or your own β€’ Recurring bills and salary log themselves every month β€” any expense you've logged can repeat monthly β€’ Insights: income vs. expenses, top categories, and month-over-month trends MADE FOR REAL LIFE β€’ Separate spaces for home, travel, projects β€” each with its own budget and currency β€’ Every currency, with proper local formats β€’ Paid abroad? Log it in the currency you paid β€” kept apart, so your budget stays accurate β€’ Full history and CSV export of all your data β€’ Available in English, Ukrainian, Hungarian, Norwegian, German, French, Portuguese, and Spanish PRIVATE BY DESIGN β€’ No bank connections, no ads, no selling your data β€” your finances stay yours Bill Tracker Premium unlocks unlimited spaces and envelopes, household sharing, and expenses in other currencies. Choose yearly or monthly β€” try it free for 3 days; subscriptions renew automatically until cancelled β€” or pay once for Premium Lifetime. Start planning in under a minute β€” your first budget is three taps away.

Screenshots

Spender4 screens
Bill Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spender at every 3 days against Bill Tracker's every 6 weeks. Bill Tracker's advantage is iOS requirement (15.0 vs 17.7). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spender sells 2 in-app purchases, starting at $2.99 per month and Bill Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spender ships an update every 3 days, Bill Tracker every 6 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Β· 4 level
Spender versus Bill Tracker: the parameters behind the verdict, then further details
ParameterSpenderBill Tracker
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.715.0 β€” better
Further details β€” not scored
Size9 MB29 MB
Age rating4+4+
DeveloperVladyslav DanchukITPM GROUP IT Tanacsado es Fejlesztesi Kereskedelmi Korlatolt Felelossegu Tarsasag

In-app purchases

2 purchases

Spender

Subscriptions2
  • Monthly subscription1 Month trial$2.991 Month
  • Anually subscription1 Month trial$19.991 Year
2 purchases

Bill Tracker

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Yearly3 Days trial$34.991 Year

Questions

Is Spender free?
Spender is free to download, with in-app purchases available.
Is Bill Tracker free?
Bill Tracker is free to download, with in-app purchases available.
Do Spender or Bill Tracker have ads?
Neither Spender nor Bill Tracker shows ads.
Which is updated more often, Spender or Bill Tracker?
Spender ships an update every 3 days, and Bill Tracker every 6 weeks. Most recently, Spender was updated on October 24, 2026 and Bill Tracker on October 25, 2026.

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