Spendback vs Risewell

Track your spending. Earn real rewards. Spendback is the expense tracker that pays you back. Log your purchases, hit simple goals, and redeem points for gift cards to Amazon, Visa, PayPal, Cash App, Walmart, Apple, Spotify, and more. Most budgeting apps ask you to do the work for free. We think your time is worth something — so every time you check in on your spending, you're earning toward a real reward. WHY SPENDBACK - Earn gift cards just for tracking your expenses - Withdraw rewards starting at just $1 - 20+ redemption options including Visa, PayPal, - The app is free! Cash App, Amazon, and Walmart - Bonus codes and promos drop weekly - Refer friends and earn lifetime bonuses on their activity BUILT FOR REAL BUDGETING - Log expenses in seconds - See where your money actually goes each month - Set spending categories that fit your life - Track income alongside expenses - Daily and monthly summaries REWARDS THAT ACTUALLY PAY OUT No minimum thresholds buried in fine print. No earn 50,000 points for a $5 card. Cash out at $1, pick your gift card, and it lands in your inbox. That's it. GROW WITH FRIENDS Invite friends and earn 10% of their lifetime rewards. They get a sign-up bonus. You build passive earnings on the side. PROMO CODES & BONUSES New codes drop regularly. Redeem them in-app for instant coin boosts and bonus rewards. — Spendback turns the boring part of personal finance into something that actually pays. Download free and start earning today. Questions? support@scrambly.io

Risewell Debt Planner is a calm, private debt tracker and payoff planner for bills, loans, credit cards, subscriptions and collection agreements. Add each balance, plan your monthly budget and see what is left, what you have already paid and what needs attention next. Log payments quickly, set reminders before due dates and follow your own tracking plan. Built for everyday debt and bill management: - Track balances, original amounts, minimum payments and due dates for debts, loans and credit cards - Log payments and watch the remaining balance update instantly - Build a self-directed tracking plan from your current balances, income, expenses and monthly budget - Manage essential expenses and see available money for repayment - Split available budget across active debts evenly or by custom percentages - Track subscriptions, renewal dates, payment methods and upcoming bills - Store collection agreement notes, references and documents privately - Get local reminders before payments are due - Use iCloud sync across your Apple devices - Add Home Screen widgets for debt progress and next payment - Lock the app with Face ID, Touch ID, Optic ID or device passcode - Choose your default currency, with per-balance currency support Risewell is designed to feel calm and practical: no bank connection, no ads, no public sharing and no complicated setup. Your finance information stays on your device and, if enabled, syncs through your private iCloud account. Risewell does not make payments, connect to bank accounts or provide financial advice. It is a planning and tracking tool to help you understand your balances and stay consistent. Rise well tomorrow knowing you have it under control.